634 Gardenia
Ctop 80%Escondido, CA 92025
An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.
Pass at asking: -$4,197/mo full cashflow at 20% down, 7.43% rate.
Works at $403,440 (58% under asking), or at 84% down.
Rent $4,496/mo from 6 leases of 4-bed houses in 92025 ($4,485–$5,045).
Beds
4
Baths
2
Sqft
2,162
Year Built
1984
Days on Market
47
Property Type
Single Family
HOA/mo
$363
MLS ID
PTP2607215
This property is in Escondido (92025). View neighborhood stats →
About This Property
Welcome to Sonata in South Escondido! Discover this spacious Spanish-style two-story home tucked into a quiet cul-de-sac and corner location in the desirable Sonata neighborhood. One of the larger floor plans in the community, this home offers a versatile layout with two bedrooms and a full bathroom conveniently located downstairs - perfect for guests, a home office, or multi-generational living. Step inside to bamboo flooring throughout the home and soaring vaulted ceilings in the family room and primary bedroom, creating an open and airy feel. The spacious primary suite features a private balcony, walk-in closet, and large bathroom with both a soaking tub and walk-in shower. The kitchen offers a cozy dining nook for everyday meals, while the separate formal dining room provides the perfect setting for entertaining family and friends. Freshly painted inside and out, the home also features several recent updates, including a new automated garage door opener, new central air controller, updated tile in the upstairs and downstairs showers, and new bathroom faucets. Enjoy the community pool just a short walk away, along with tennis and pickleball courts for recreation and an active lifestyle. Beyond the community, you’ll love the location near Kit Carson Park, local wineries, bike trails, golf courses, and the famous San Diego Zoo Safari Park. With easy access to the I-15 freeway, shopping, dining, parks, and the scenic San Pasqual Valley, this home offers a peaceful residential setting with plenty to explore nearby. Come see the space, layout, and lifestyle this Sonata home has to offer!
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Est. Monthly Payment
$6,868
Location
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Zoned Schools
Elementary
L. R. Green Elementary · grades K-5 · Escondido Union
Middle
Bear Valley Middle · grades 6-8 · Escondido Union
High
San Pasqual High · grades 9-12 · Escondido Union High
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$4,496
Comp Average
$4,550
634 Devon
4bd / 3ba · 1,848 sqft · Single Family
$826K
Est. $4,613/mo
2011 Rachelle Pl
4bd / 2ba · 1,812 sqft · Single Family
$875K
Est. $4,065/mo
3707 Wildrose Glen
4bd / 2ba · 2,162 sqft · Single Family
$1.02M
Est. $4,763/mo
851 Casa De Oro Pl
5bd / 3ba · 2,003 sqft · Single Family
$1.16M
Est. $4,407/mo
15349 Highland Valley Road
5bd / 2ba · 2,103 sqft · Single Family
$1.40M
Est. $4,902/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
6 leases of 4-bed houses in 92025 · $4,485–$5,045
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$4,197/mo short at 20% down; 84% down or +$5,451/mo rent closes it.
- Break-even price
- $403,440
- Break-even rent
- $9,947/mo
- Cashflow at 35% down
- −$3,208/mo
- Down payment to break even
- 84%
- Rate to break even
- Not reachable
58% under asking
$5,451/mo above the estimate
$798,000 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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