6031 Dirac St
1 / 20

6031 Dirac St

D

San Diego, CA 92122

$3,000,000
NEW — 0d on market

Soft Appraisal Value: $2,876,000 · 4.3% above estimate

Beds

4

Baths

3.5

Sqft

2,942

Year Built

1990

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

260008215SD

This property is in San Diego (92122). View neighborhood stats →

View on MLS

About This Property

This exceptional residence in the heart of University City has been completely reimagined with a modern & elevated design throughout, including a thoughtfully designed ADU with kitchenette & private entrance, ideal for guests, extended family, rental income, or a dedicated home office. The home features new mechanical, electrical, plumbing, roof, drainage, & irrigation, offering the ease of a fully electric property with modern efficiency. Interior spaces blend sophistication & functionality with Savant whole-home automation, integrated Sonos audio, automated shades, recessed LED lighting, & commercial-grade WiFi extending throughout the home & backyard. At its center, a chef’s kitchen showcases Miele appliances, custom soft-close cabinetry, a generous island, & walk-in pantry, flowing effortlessly into expansive living areas enhanced by La Cantina doors & a striking 15-foot accordion opening, creating a true indoor-outdoor lifestyle. The primary suite is a private retreat with tranquil backyard views, complemented by a spa-inspired bathroom featuring heated floors, an oversized soaking tub, dual showerheads, & refined finishes. Outdoors, the home transforms into a resort-style setting with a fully upgraded pool, Baja shelf, new equipment, Apex wood-like decking, putting green, multiple lounge & dining areas, & sweeping canyon views. Additional highlights include advanced security features, beautifully landscaped grounds with privacy hedging & fruit trees, & a premier cul-de-sac location in one of University City’s most desirable pockets.

Mortgage Calculator

Est. Monthly Payment

$19,045

Principal & Interest$15,170
Property Tax$3,000
Insurance$875
%($600,000)
%

Location

Loading map...

Investment Score

0D
Est. Monthly Rent
$7,606
Monthly Cashflow

Rent − PITIA

$-11,439
Full Cashflow

Incl. vacancy, PM, maint, capex

$-15,688

Mortgage (P+I)
$15,170
Cap Rate
-0.21%
Cash-on-Cash
-31.38%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.40
Break-even Rent
$27,980

NOI (Annual)
$-6,221
Price-to-Rent

Lower = better for investors

32.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator