6021 Vista De La Mesa

6021 Vista De La Mesa

D

La Jolla, CA 92037

$4,250,000

Soft Appraisal Value: $4,237,300 · 0.3% above estimate

Beds

2

Baths

2.5

Sqft

2,289

Year Built

1965

Days on Market

9

Property Type

Single Family

HOA/mo

N/A

MLS ID

260006606SD

View on MLS

Description

Tucked within La Jolla’s coveted Lower Hermosa neighborhood, this ultra-charming traditional residence presents a compelling opportunity to own a beautifully maintained single-story home in one of the area’s most desirable coastal enclaves. Encompassing approximately 2,289 square feet, the two-bedroom layout features hardwood flooring, fireplaces in both the formal living room and family room, and abundant natural light throughout. A manicured front yard welcomes you into an inviting floor plan with generous living and dining spaces designed for both everyday enjoyment and entertaining. The kitchen connects seamlessly, while a nearby laundry room also functions as a flexible workspace with built-ins and an adjacent enclosed office, providing a quiet, separate area for work or hobbies. The primary suite is spacious and light-filled, boasting a walk-in closet plus additional storage, while the secondary bedroom offers comfortable proportions and natural light. Set on a level 7,500 square foot lot, the backyard affords privacy and scale, framed by mature landscaping and highlighted by a vibrant rose garden, expansive lawn, and a combination of covered and open-air brick patios—ideal for gatherings or relaxed outdoor living. Alley access leads to the attached two-car garage. Set near beaches, the Village, and top-rated schools, this home captures the essence of classic La Jolla living.

Mortgage Calculator

Est. Monthly Payment

$26,980

Principal & Interest$21,490
Property Tax$4,250
Insurance$1,240
%($850,000)
%

Investment Score

0D
Est. Monthly Rent
$7,932
Monthly Cashflow

Rent − PITI − HOA

$-19,048
Full Cashflow

Incl. vacancy, PM, maint, capex

$-24,414

Mortgage (P+I)
$21,490
Cap Rate
-0.83%
Cash-on-Cash
-34.47%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.29
Break-even Rent
$39,639

NOI (Annual)
$-35,088
Price-to-Rent

Lower = better for investors

44.7

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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