5965 Gaines Street
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5965 Gaines Street

D

San Diego, CA 92110

$769,000
NEW — 0d

Soft Appraisal Value: $750,800 · 2.4% above estimate

Beds

2

Baths

2.5

Sqft

1,160

Year Built

1980

Days on Market

0

Property Type

Townhouse

HOA/mo

$665

MLS ID

PTP2603400

This property is in San Diego (92110). View neighborhood stats →

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About This Property

Welcome to 5965 Gaines Street, a 2-bedroom, 2.5-bath townhome located in the heart of San Diego. This multi-level home offers a functional floor plan with a spacious living room, dedicated dining area, and an open kitchen with ample cabinetry and counter space. The home features well-sized bedrooms, each with its own bathroom, offering privacy and flexibility. A half bath is also available for guests. Additional features include an attached garage, in-unit laundry, and generous storage throughout. Residents enjoy access to a well-maintained community pool, providing a great space to relax and unwind. Centrally located with convenient access to Mission Beach, Pacific Beach, Ocean Beach, Fashion Valley, and Presidio Golf Course, along with nearby shopping, dining, entertainment, and major freeways. Ideal for buyers seeking a well-located home with easy access to San Diego’s top coastal and urban amenities.

Mortgage Calculator

Est. Monthly Payment

$5,547

Principal & Interest$3,888
Property Tax$769
Insurance$224
HOA$665
%($153,800)
%

Location

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Investment Score

21D
Est. Monthly Rent
$3,508
Monthly Cashflow

Rent − PITIA

$-2,038
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,486

Mortgage (P+I)
$3,888
Cap Rate
0.63%
Cash-on-Cash
-27.20%
DSCR

Need ≥ 1.25 for DSCR loan

0.63
Break-even Rent
$8,035

NOI (Annual)
$4,828
Price-to-Rent

Lower = better for investors

18.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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