5926 Germaine Ln
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5926 Germaine Ln

D

La Jolla, CA 92037

$3,150,000

Soft Appraisal Value: $3,111,200 · 1.2% above estimate

Beds

3

Baths

2

Sqft

2,027

Year Built

1959

Days on Market

45

Property Type

Single Family

HOA/mo

N/A

MLS ID

260005513SD

This property is in La Jolla (92037). View neighborhood stats →

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About This Property

Perfectly positioned on a quiet street and a spacious .27 acre lot on top of Mount Soledad, 5926 Germaine Lane is exactly what you've been waiting for. This single level charmer features beautifully refinished original hardwood floors, generous living spaces, spacious bedrooms and a feeling of harmony as soon as you step through the front door. The prized southerly orientation bathes the interiors in warm, natural light, enhancing the home’s inviting atmosphere and highlighting its character-filled details. The home enjoys pleasant blue water vistas and even offers peek-a-boo views of Sea World and Mexico’s Coronado Islands. Whether envisioning a pool, garden sanctuary, ADU, future expansion upon the current footprint or all of the above, the spacious lot presents incredible possibilities and a tremendous amount of upside potential. A property like this only presents itself so often - don’t miss the opportunity to make it yours.

Mortgage Calculator

Est. Monthly Payment

$19,997

Principal & Interest$15,928
Property Tax$3,150
Insurance$919
%($630,000)
%

Location

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Investment Score

0D
Est. Monthly Rent
$7,860
Monthly Cashflow

Rent − PITIA

$-12,137
Full Cashflow

Incl. vacancy, PM, maint, capex

$-16,570

Mortgage (P+I)
$15,928
Cap Rate
-0.24%
Cash-on-Cash
-31.56%
DSCR

Need ≥ 1.25 for DSCR loan

0.39
Break-even Rent
$29,379

NOI (Annual)
$-7,702
Price-to-Rent

Lower = better for investors

33.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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