5926 Germaine Ln

5926 Germaine Ln

D

La Jolla, CA 92037

$2,999,900
NEW — 1d on market

Beds

3

Baths

2

Sqft

2,027

Year Built

1959

Days on Market

1

Property Type

Single Family

HOA/mo

N/A

MLS ID

260005513SD

Description

Perfectly positioned on a quiet street and a spacious .27 acre lot on top of Mount Soledad, 5926 Germaine Lane is exactly what you've been waiting for. This single level charmer features beautifully refinished original hardwood floors, generous living spaces, spacious bedrooms and a feeling of harmony as soon as you step through the front door. The prized southerly orientation bathes the interiors in warm, natural light, enhancing the home’s inviting atmosphere and highlighting its character-filled details. The home enjoys pleasant blue water vistas and even offers peek-a-boo views of Sea World and Mexico’s Coronado Islands. Whether envisioning a pool, garden sanctuary, ADU, future expansion upon the current footprint or all of the above, the spacious lot presents incredible possibilities and a tremendous amount of upside potential. A property like this only presents itself so often - don’t miss the opportunity to make it yours.

Mortgage Calculator

Est. Monthly Payment

$19,044

Principal & Interest$15,169
Property Tax$3,000
Insurance$875
%($599,980)
%

Investment Score

0D
Est. Monthly Rent
$7,032
Monthly Cashflow

Rent − PITI − HOA

$-12,012
Full Cashflow

Incl. vacancy, PM, maint, capex

$-16,129

Mortgage (P+I)
$15,169
Cap Rate
-0.38%
Cash-on-Cash
-24.02%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.37
Break-even Rent
$19,044

NOI (Annual)
$-11,522
Price-to-Rent

Lower = better for investors

35.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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