5920 La Jolla
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5920 La Jolla

D

La Jolla, CA 92037

$2,900,000
NEW — 2d

Beds

2

Baths

2

Sqft

1,556

Year Built

1959

Days on Market

2

Property Type

Single Family

HOA/mo

N/A

MLS ID

260010269SD

This property is in La Jolla (92037). View neighborhood stats →

About This Property

Set in the coveted Lower Hermosa enclave of La Jolla, this exceptional property presents a rare opportunity to reimagine a coastal estate in one of Southern California’s most desirable neighborhoods. Positioned on a generous lot and framed by mature, lush landscaping, the residence offers a serene sense of privacy just moments from the shoreline. A semicircular private driveway creates an elegant approach, leading to a charming courtyard entry that sets the tone for the home’s tranquil, indoor-outdoor living experience. Existing architecture opens naturally to the surrounding greenery, with expansive potential to enhance and modernize while preserving its unique character. The grounds and layout provide an ideal canvas for a custom renovation or future expansion, including the possibility to build up and capture even greater value and expansive ocean views. Located just a short stroll—approximately two minutes—to the beach, the home also offers close proximity to the vibrant dining and boutique scene of Bird Rock. This is a rare chance to secure a prime piece of real estate in Lower Hermosa, where location, lot, and lifestyle converge. With its unbeatable setting, verdant surroundings, and tremendous upside potential, this property is an extraordinary opportunity to create a bespoke coastal retreat in the heart of La Jolla Boulevard’s most prestigious corridor.

Mortgage Calculator

Est. Monthly Payment

$18,410

Principal & Interest$14,664
Property Tax$2,900
Insurance$846
%($580,000)
%

Location

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Investment Score

0D
Est. Monthly Rent
$4,856
Monthly Cashflow

Rent − PITIA

$-13,554
Full Cashflow

Incl. vacancy, PM, maint, capex

$-17,088

Mortgage (P+I)
$14,664
Cap Rate
-1.00%
Cash-on-Cash
-35.35%
DSCR

Need ≥ 1.25 for DSCR loan

0.26
Break-even Rent
$27,048

NOI (Annual)
$-29,083
Price-to-Rent

Lower = better for investors

49.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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