5910 Camino De La Costa

5910 Camino De La Costa

C

La Jolla, CA 92037

$22,000,000

Beds

5

Baths

7

Sqft

6,668

Year Built

2015

Days on Market

Property Type

Single Family

HOA/mo

N/A

MLS ID

260017339SD

This property is in La Jolla (92037). View neighborhood stats →

About This Property

On an exceptionally special, picturesque cove along La Jolla's renowned Street of Dreams just north of Vista Point and Bird Rock and within a stroll to boutiques and restaurants, this contemporary oceanfront masterwork embraces its magnificent marine environment with a wall of massive 14-foot disappearing doors, merging expansive interiors with gentle surf, ocean breeze, and endless views. Enter through a dramatic entry and find the scale of the main-level living areas is extraordinary, anchored by a seaside terrace with turf gardens and a primary suite with an exceptionally large bath and a closet built for a serious collection. Guest bedroom suites are also on the main level, for effortless comfort and convenience. An elevator serves both levels, though the open stairway itself offers a breathtaking scene of its own, framed by spectacular views on three sides. Warm wood, stone, and metal create an ambience that welcomes graciously, room by room. The lower level opens to its own covered view terrace, extending to turf lawns and decking -- perfect for sunbathing, lazing, or enjoying a glass of wine through gorgeous sunsets all year round. A 2018 renovation thoughtfully separated the kitchen and dining room from the main living areas with two interior walls -- a classic estate-house distinction between formal entertaining and culinary workspace, keeping food preparation and service discreetly apart from the view-facing rooms where guests gather. Notably, both walls are non-weight-bearing, offering a future owner the flexibility to reopen these spaces to the ocean view, should a more contemporary great-room layout be desired.

Mortgage Calculator

Est. Monthly Payment

$139,661

Principal & Interest$111,244
Property Tax$22,000
Insurance$6,417
%($4,400,000)
%

Investment Score

0D
Est. Monthly Rent
$13,290
Monthly Cashflow

Rent − PITIA

$-126,371
Full Cashflow

Incl. vacancy, PM, maint, capex

$-147,761

Mortgage (P+I)
$111,244
Cap Rate
-1.99%
Cash-on-Cash
-40.30%
DSCR

Need ≥ 1.25 for DSCR loan

0.10
Break-even Rent
$205,187

NOI (Annual)
$-438,204
Price-to-Rent

Lower = better for investors

137.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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