577 Palomar #4
1 / 2

577 Palomar #4

Atop 10%

Chula Vista, CA 91911

$139,900

Works at asking: +$729/mo full cashflow at 20% down, 7.43% rate.

Still breaks even up to $234,857 (68% above asking).

Rent $2,343/mo: zip market median for this bed count.

Beds

2

Baths

1

Sqft

682

Year Built

2026

Days on Market

64

Property Type

Mfd/Mobile Home

HOA/mo

N/A

MLS ID

OC26187090

This property is in Chula Vista (91911). Browse neighborhood analytics →

About This Property

CALL FOR RENT SPECIAL!! Welcome home to this charming 2026 Cavco offering a comfortable open-concept floor plan with modern finishes and thoughtful upgrades throughout. The well-appointed kitchen features a 21 cu. ft. stainless steel side-by-side refrigerator with in-door water and ice, self-cleaning gas range, over-the-range microwave, garbage disposal, quartz countertops with a 6-inch backsplash, and an undermount stainless steel sink. Beautiful hardwood cabinetry with adjustable shelving and soft-close hinges provides both style and functionality.The inviting living room and both bedrooms feature ceiling fans for added comfort, while mirrored closet doors add a touch of style and functionality. The bathroom includes a bathtub/shower combination, undermount rectangular sink, and matching quartz countertop with backsplash. Throughout the home, 2-inch faux wood blinds provide privacy while complementing the home's contemporary design.This well-designed Cavco combines modern amenities, quality finishes, and easy living in a move-in-ready package.

Mortgage Calculator

Est. Monthly Payment

$958

Principal & Interest$777
Property Tax$140
Insurance$41
%($27,980)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Lauderbach (J. Calvin) Elementary · grades PK-6 · Chula Vista Elementary

  • Middle

    Castle Park Middle · grades 7-8 · Sweetwater Union High

  • High

    Castle Park Senior High · grades 9-12 · Sweetwater Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

100A
Est. Monthly Rent
$2,343

Zip market median for this bed count

Thin data: no closed leases like this one nearby.

Monthly Cashflow

Rent − PITIA

+$1,385
Full Cashflow

Incl. vacancy, PM, maint, capex

+$729

What would make this work?

Cashflows +$729/mo at 20% down with every reserve funded.

Break-even price

68% above asking

$234,857
Break-even rent

Estimated rent already clears it

$1,396/mo
Cashflow at 35% down
+$875/mo
Down payment to break even

$0 cash

0%
Rate to break even

at 20% down

16.02%

Mortgage (P+I)
$777
Cap Rate
13.93%
Cash-on-Cash
31.28%
DSCR
2.45

NOI (Annual)
$19,485
Price-to-Rent

Lower = better for investors

5.0

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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ACashflow+$729/mo