5617 Taft Ave

5617 Taft Ave

D

La Jolla, CA 92037

$2,498,000

Beds

3

Baths

2

Sqft

1,292

Year Built

1954

Days on Market

8

Property Type

Single Family

HOA/mo

N/A

MLS ID

260004301SD

View on MLS

Description

Welcome to coastal living in the heart of Bird Rock in La Jolla! Tucked away on one of the most desirable cul-de-sacs in this highly sought-after seaside community, this charming single-level 3 bedroom, 2 bathroom home offers the perfect blend of location, character, and opportunity. Rich with classic coastal charm, the home features a warm and inviting layout that reflects the timeless appeal Bird Rock is known for. Step outside to a welcoming deck and generous outdoor living space — ideal for relaxing, entertaining, or enjoying the coastal breeze year-round. Move in and enjoy as-is or bring your vision to life — the property presents incredible potential to remodel, expand, or customize to your personal style. Surrounded by some of the area’s best beaches, dining, and neighborhood shops, this is a rare chance to own in one of San Diego’s most beloved coastal enclaves. A true Bird Rock gem with endless possibilities — don’t miss it!

Mortgage Calculator

Est. Monthly Payment

$15,858

Principal & Interest$12,631
Property Tax$2,498
Insurance$729
%($499,600)
%

Investment Score

0D
Est. Monthly Rent

Estimated Rent

$3,633
Monthly Cashflow

Rent − PITI − HOA

$-12,225
Full Cashflow

Incl. vacancy, PM, maint, capex

$-15,143

Mortgage (P+I)
$12,631
Cap Rate
-1.21%
Cash-on-Cash
-29.36%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.29
Break-even Rent
$15,858

NOI (Annual)
$-30,135
Price-to-Rent

Lower = better for investors

57.3

* Defaults: 20% down, 6.5% rate, 30yr.

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