5558 Renaissance Ave
1 / 20

5558 Renaissance Ave #1

D

San Diego, CA 92122

$899,000
NEW — 2d

Soft Appraisal Value: $881,100 · 2.0% above estimate

Beds

2

Baths

2

Sqft

1,092

Year Built

1996

Days on Market

2

Property Type

Condo

HOA/mo

$485

MLS ID

260009863SD

This property is in San Diego (92122). View neighborhood stats →

Virtual Tour

About This Property

Stunningly beautiful! Light and bright. Rarely for sale Renaissance La Jolla home! Cross the street and you are in a peaceful park! Feast your senses at UTC-Westfield Mall. Durable Birch wood floors complement the crisp architectural details and vaulted ceilings. End-unit location. Open landscape view. No one above or below. The unit lives like a single level yet is up high with Park-like view. Central AC. Attached garage with direct entry. Walk-in closets, and mostly SS applicances. Live and work from home! Photos were taken B4 2020. Not much has changed. Renaissance La Jolla is a master-planned community with its own neighborhood scenic park, whispering creeks, serene walking paths and shopping mall of fine restaurants, a CVS Pharmacy, and dry cleaner. It is the "newest" and last development in the UTC area built in the late 1990s. This unit is within a mile of the UTC Westfield Mall and the North City Athletic Center with a big track-and-field to jog or play ball, and a public library close by with wonderful programs. Homes here are seldom for sale. Stainless steel Whirlpool refrigerator was bought in 2022. Bosch SS dishwasher. Newer water heater and microwave oven. HVAC is the original when the unit was built. Tenant reports that it still works. Gas cooktop, oven were pre-existing when Seller bought. Owner pays SDGE and water, which is sub-metered. There are two HOAs: Andria at Renaissance and the master HOA called Renaissance La Jolla. The Andria HOA fee covers common-area maintenance, sewer and trash collection.

Mortgage Calculator

Est. Monthly Payment

$6,192

Principal & Interest$4,546
Property Tax$899
Insurance$262
HOA$485
%($179,800)
%

Location

Loading map...

Investment Score

17D
Est. Monthly Rent
$3,817
Monthly Cashflow

Rent − PITIA

$-2,375
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,002

Mortgage (P+I)
$4,546
Cap Rate
0.73%
Cash-on-Cash
-26.71%
DSCR

Need ≥ 1.25 for DSCR loan

0.62
Break-even Rent
$9,014

NOI (Annual)
$6,527
Price-to-Rent

Lower = better for investors

19.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator