555 Front Street

555 Front Street

D

San Diego, CA 92101

$2,225,000

Beds

2

Baths

2.5

Sqft

1,734

Year Built

2002

Days on Market

29

Property Type

Condo

HOA/mo

$1,621

MLS ID

NDP2600972

Description

Completely renovated 2BR condo + rare mezzanine and private rooftop terrace in downtown San Diego. Loft-inspired design with custom brickwork, 15’ ceilings, tall windows, and exceptional indoor/outdoor living with 3 patios including an approx. 25’ x 25’ rooftop terrace w/ built-in BBQ and Nano door access. Chef’s kitchen features oversized island with backlit granite, Siematic cabinetry, paneled Jenn-Air refrigerator, Thermador appliances, and backlit granite backsplash. Mezzanine includes wet bar w/ beverage cooler, ideal for office/flex space. Primary bath w/ granite shower and dual shower heads. Lutron RA4 smart system, 2 new air handlers, slimline air grills. Second-floor stair access, no elevator needed! On pool deck near fitness center. Prime location 3 blocks to 5th Ave and 3 blocks to Seaport Village. 2 parking spaces, incl. 1 straight drive-in.

Mortgage Calculator

Est. Monthly Payment

$15,746

Principal & Interest$11,251
Property Tax$2,225
Insurance$649
HOA$1,621
%($445,000)
%

Investment Score

0D
Est. Monthly Rent

Market Rent Estimate

$4,119
Monthly Cashflow

Rent − PITI − HOA

$-11,627
Full Cashflow

Incl. vacancy, PM, maint, capex

$-14,428

Mortgage (P+I)
$11,251
Cap Rate
-1.71%
Cash-on-Cash
-31.35%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.37
Break-even Rent
$15,746

NOI (Annual)
$-38,130
Price-to-Rent

Lower = better for investors

45.0

* Defaults: 20% down, 6.5% rate, 30yr.

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