5476 Caminito San Lucas

5476 Caminito San Lucas

C

La Jolla, CA 92037

$1,600,000

Beds

3

Baths

3

Sqft

2,080

Year Built

1971

Days on Market

18

Property Type

Single Family

HOA/mo

$1,550

MLS ID

260015500SD

This property is in La Jolla (92037). View neighborhood stats →

About This Property

Enjoy the sought-after Mount La Jolla lifestyle from this split-level residence, ideally situated on a cul-de-sac with approximately 2,080 square feet, 3 bedrooms, and 2.5 bathrooms. A soaring two-story entry welcomes you inside, leading to an expansive living room anchored by a fireplace, where sliding glass doors open to a private wraparound garden patio surrounded by mature trees and lush greenery. The kitchen opens to the adjoining family room and features stone countertops, stainless steel appliances, abundant cabinetry, and a large peninsula with counter seating. The upper level includes a spacious primary suite with a balcony overlooking the natural setting, along with two additional bedrooms and a full bath. Community amenities include a clubhouse, four heated pools and spas, sauna, fitness center, four lighted tennis courts, putting green, library, and on-site management with two dedicated staff members, all set within beautifully maintained grounds. Conveniently located just minutes from La Jolla Village, beaches, shopping, dining, and freeways, this home presents an outstanding opportunity in one of La Jolla's most established communities.

Mortgage Calculator

Est. Monthly Payment

$11,707

Principal & Interest$8,090
Property Tax$1,600
Insurance$467
HOA$1,550
%($320,000)
%

Investment Score

0D
Est. Monthly Rent
$5,600
Monthly Cashflow

Rent − PITIA

$-6,107
Full Cashflow

Incl. vacancy, PM, maint, capex

$-8,729

Mortgage (P+I)
$8,090
Cap Rate
-0.48%
Cash-on-Cash
-32.73%
DSCR

Need ≥ 1.25 for DSCR loan

0.48
Break-even Rent
$16,936

NOI (Annual)
$-7,660
Price-to-Rent

Lower = better for investors

23.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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