5402 Cole St San Diego

5402 Cole St San Diego

D

, CA 92117

$1,325,000

Beds

4

Baths

2.5

Sqft

1,447

Year Built

1959

Days on Market

12

Property Type

Single Family

HOA/mo

N/A

MLS ID

260003966SD

Description

Designed for quintessential Southern California living, this remodeled North Clairemont home delivers effortless indoor-outdoor connection and resort-style comfort. Set on a large corner lot, the backyard feels like a private getaway, complete with an in-ground pool, lush landscaping, and vibrant green space that frames the home in natural beauty. Expansive accordion doors open wide to blur the line between inside and out, while vaulted ceilings and new windows bring in abundant natural light. The interior remodel balances warmth and modern design, highlighted by real wood cabinetry, custom laminate floors, and designer-inspired bathrooms finished with elevated materials. Beyond aesthetics, the home features comprehensive system upgrades, including new plumbing and electrical throughout, offering both style and peace of mind. A turnkey retreat in one of Clairemont’s most tranquil residential enclaves.

Mortgage Calculator

Est. Monthly Payment

$8,411

Principal & Interest$6,700
Property Tax$1,325
Insurance$386
%($265,000)
%

Investment Score

6D
Est. Monthly Rent

Market Rent Estimate

$5,116
Monthly Cashflow

Rent − PITI − HOA

$-3,295
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,576

Mortgage (P+I)
$6,700
Cap Rate
1.02%
Cash-on-Cash
-14.92%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.76
Break-even Rent
$8,411

NOI (Annual)
$13,490
Price-to-Rent

Lower = better for investors

21.6

* Defaults: 20% down, 6.5% rate, 30yr.

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