4505 Moraga Avenue

4505 Moraga Avenue

D

San Diego, CA 92117

$999,999
NEW — 4d on market

Beds

3

Baths

1.5

Sqft

1,054

Year Built

1956

Days on Market

4

Property Type

Single Family

HOA/mo

N/A

MLS ID

PTP2601482

Description

Welcome to this well maintained 3 bedroom, 1.5 bathroom home in the heart of Bay Ho. Situated on a large lot, this property offers incredible potential for expansion, outdoor living, or future customization. Inside, you will find a functional layout with comfortable living spaces and an indoor laundry room for added convenience. The home has been well cared for and provides a great opportunity for a buyer to move in as is or update over time to match their personal style. The long driveway and detached garage offer ample parking, storage, or possible ADU potential. With generous outdoor space and a prime central location close to beaches, freeways, shopping, and dining, this Clairemont home is full of possibility. Do not miss this opportunity to own in one of San Diego’s most established and desirable neighborhoods.

Mortgage Calculator

Est. Monthly Payment

$6,348

Principal & Interest$5,057
Property Tax$1,000
Insurance$292
%($200,000)
%

Investment Score

6D
Est. Monthly Rent

Market Rent Estimate

$3,849
Monthly Cashflow

Rent − PITI − HOA

$-2,500
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,218

Mortgage (P+I)
$5,057
Cap Rate
1.01%
Cash-on-Cash
-15.00%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.76
Break-even Rent
$6,349

NOI (Annual)
$10,061
Price-to-Rent

Lower = better for investors

21.7

* Defaults: 20% down, 6.5% rate, 30yr.

Get Expert AnalysisOpen Full Calculator