5274 Margaret
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5274 Margaret

Ctop 80%

Bonita, CA 91902

$2,295,000

Pass at asking: -$11,378/mo full cashflow at 20% down, 7.43% rate.

Works at $813,504 (65% under asking), or at 92% down.

Rent $8,114/mo from 16 leases of houses within 2 mi, size-adjusted ($7,152–$8,606).

Beds

5

Baths

7.5

Sqft

5,910

Year Built

1977

Days on Market

84

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2607795

This property is in Bonita (91902). Browse neighborhood analytics →

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About This Property

Nearly 6,000 square feet. Five en-suite bedrooms. A private resort backyard. Flexible guest accommodations. Behind the gates of this distinctive estate in Bonita’s Sweetwater Manor area, everyday living feels anything but ordinary. Set on approximately half an acre, the 5,910-square-foot residence was created for grand entertaining without sacrificing privacy or comfort. Impressive gathering spaces include an expansive living and family room with a full bar, a formal dining room, and an oversized game and media lounge. Whether hosting an intimate dinner or a large celebration, this home is ready for the occasion. Improvements include interior and exterior paint, LVP flooring, upgraded lighting, updated appliances, enhanced landscaping and an integrated whole-home audio system. Three fireplaces add warmth and character, while abundant storage makes the home’s generous scale remarkably functional. Every bedroom offers an en-suite bathroom. The spacious primary retreat features a private deck, oversized soaking-tub area and custom sauna. Two upper-level suites include walk-in closets, expansive balconies and sweeping hillside views. The attached guest suite, currently configured as an ADU, includes a living area, kitchenette, sleeping quarters and full bathroom—an exceptional space for extended stays, multigenerational living, a private office or creative pursuits. Step outside to a secluded resort setting framed by mature landscaping. A private pool and spa, generous entertaining areas and integrated outdoor audio create the perfect backdrop for sun-filled afternoons, celebrations and relaxed evenings under the stars. Owned and paid-off solar, a large gated driveway, plentiful parking and an attached three-car garage complete the property. Conveniently located near Bonita Golf Course, Sweetwater Regional Park and the area’s extensive trail network, this is a rare opportunity to own a private, amenity-rich estate with extraordinary space and flexibility in the heart of Bonita.

Mortgage Calculator

Est. Monthly Payment

$15,714

Principal & Interest$12,750
Property Tax$2,295
Insurance$669
%($459,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Valley Vista Elementary · grades K-6 · Chula Vista Elementary

  • Middle

    Bonita Vista Middle · grades 7-8 · Sweetwater Union High

  • High

    Bonita Vista Senior High · grades 9-12 · Sweetwater Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

9C
Est. Monthly Rent
$8,114

16 leases of houses within 2 mi, size-adjusted · $7,152–$8,606

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$7,600
Full Cashflow

Incl. vacancy, PM, maint, capex

-$11,378

What would make this work?

$11,378/mo short at 20% down; 92% down or +$14,777/mo rent closes it.

Break-even price

65% under asking

$813,504
Break-even rent

$14,777/mo above the estimate

$22,891/mo
Cashflow at 35% down
−$8,988/mo
Down payment to break even

$2,111,400 cash

92%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$12,750
Cap Rate
0.93%
Cash-on-Cash
-29.75%
DSCR

Need ≥ 1.25 for DSCR loan

0.52

NOI (Annual)
$21,324
Price-to-Rent

Lower = better for investors

23.6

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$11,378/mo