
5274 Margaret
Ctop 80%Bonita, CA 91902
Pass at asking: -$11,378/mo full cashflow at 20% down, 7.43% rate.
Works at $813,504 (65% under asking), or at 92% down.
Rent $8,114/mo from 16 leases of houses within 2 mi, size-adjusted ($7,152–$8,606).
Beds
5
Baths
7.5
Sqft
5,910
Year Built
1977
Days on Market
84
Property Type
Single Family
HOA/mo
N/A
MLS ID
NDP2607795
This property is in Bonita (91902). Browse neighborhood analytics →
About This Property
Nearly 6,000 square feet. Five en-suite bedrooms. A private resort backyard. Flexible guest accommodations. Behind the gates of this distinctive estate in Bonita’s Sweetwater Manor area, everyday living feels anything but ordinary. Set on approximately half an acre, the 5,910-square-foot residence was created for grand entertaining without sacrificing privacy or comfort. Impressive gathering spaces include an expansive living and family room with a full bar, a formal dining room, and an oversized game and media lounge. Whether hosting an intimate dinner or a large celebration, this home is ready for the occasion. Improvements include interior and exterior paint, LVP flooring, upgraded lighting, updated appliances, enhanced landscaping and an integrated whole-home audio system. Three fireplaces add warmth and character, while abundant storage makes the home’s generous scale remarkably functional. Every bedroom offers an en-suite bathroom. The spacious primary retreat features a private deck, oversized soaking-tub area and custom sauna. Two upper-level suites include walk-in closets, expansive balconies and sweeping hillside views. The attached guest suite, currently configured as an ADU, includes a living area, kitchenette, sleeping quarters and full bathroom—an exceptional space for extended stays, multigenerational living, a private office or creative pursuits. Step outside to a secluded resort setting framed by mature landscaping. A private pool and spa, generous entertaining areas and integrated outdoor audio create the perfect backdrop for sun-filled afternoons, celebrations and relaxed evenings under the stars. Owned and paid-off solar, a large gated driveway, plentiful parking and an attached three-car garage complete the property. Conveniently located near Bonita Golf Course, Sweetwater Regional Park and the area’s extensive trail network, this is a rare opportunity to own a private, amenity-rich estate with extraordinary space and flexibility in the heart of Bonita.
Mortgage Calculator
Est. Monthly Payment
$15,714
Location
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Zoned Schools
Elementary
Valley Vista Elementary · grades K-6 · Chula Vista Elementary
Middle
Bonita Vista Middle · grades 7-8 · Sweetwater Union High
High
Bonita Vista Senior High · grades 9-12 · Sweetwater Union High
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
3 comps foundThis Property
$8,114
Comp Average
$6,478
3620 Wild Oats Lane
5bd / 3.5ba · 3,200 sqft · Single Family
$1.70M
Est. $5,949/mo
344 Surrey Drive
6bd / 6.5ba · 5,568 sqft · Single Family
$3.00M
Est. $8,215/mo
3680 Mesa Vista Way
3bd / 2ba · 3,200 sqft · Single Family
$2.85M
Est. $5,271/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
16 leases of houses within 2 mi, size-adjusted · $7,152–$8,606
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$11,378/mo short at 20% down; 92% down or +$14,777/mo rent closes it.
- Break-even price
- $813,504
- Break-even rent
- $22,891/mo
- Cashflow at 35% down
- −$8,988/mo
- Down payment to break even
- 92%
- Rate to break even
- Not reachable
65% under asking
$14,777/mo above the estimate
$2,111,400 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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