523 Samuel Court

523 Samuel Court

D

Encinitas, CA 92024

$2,699,000
NEW — 0d on market

Beds

4

Baths

4.5

Sqft

2,996

Year Built

2002

Days on Market

0

Property Type

Single Family

HOA/mo

$315

MLS ID

NDP2603300

Description

Welcome home to 523 Samuel Court, ideally located on a quiet cul-de-sac overlooking the ocean in the highly sought-after “South Mesa” of the Encinitas Ranch community. 523 Samuel Court offers the perfect blend of coastal elegance, comfort, and convenience. This ultra functional residence features light-filled living spaces and a practical floor plan designed for Southern California living. Updated interior and exterior paint offer a fresh canvas for upgrades and upside potential. The home features spacious living and dining areas with vaulted ceilings, including a versatile front living room that works beautifully as a home office, den, or additional lounge space. The kitchen is equipped with a generous center island, walk-in pantry, and coffee nook/prep area, and opens to the family room for easy everyday living and entertaining. With four ensuite bedrooms, including one on the main level, and three generously sized bedrooms upstairs — including dual primary suites — the home provides flexibility for everyday living, entertaining, or working from home. The private, pool-sized backyard is designed for year-round enjoyment, with a built-in BBQ area, pond, and fresh sod creating an ideal setting for outdoor dining, play, or relaxation. Located just moments from the Encinitas Ranch Golf Course, miles of scenic trails, top-rated schools, and nearby beaches, this home offers exceptional access to everything that makes Encinitas one of North County’s most beloved coastal destinations. Shopping, dining, and freeway access are all conveniently close, while still comfortably perched within a peaceful neighborhood setting. A desirable and idyllic cul-de-sac location with trail access and views of the Encinitas coastline make this one of the best streets in the neighborhood. A rare opportunity to enjoy the Encinitas Ranch lifestyle in a home that is comfortable, functional, and still full of potential.

Mortgage Calculator

Est. Monthly Payment

$17,449

Principal & Interest$13,648
Property Tax$2,699
Insurance$787
HOA$315
%($539,800)
%

Investment Score

0D
Est. Monthly Rent
$7,553
Monthly Cashflow

Rent − PITIA

$-9,896
Full Cashflow

Incl. vacancy, PM, maint, capex

$-13,882

Mortgage (P+I)
$13,648
Cap Rate
-0.10%
Cash-on-Cash
-30.86%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.43
Break-even Rent
$25,582

NOI (Annual)
$-2,812
Price-to-Rent

Lower = better for investors

29.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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