
518 Sheffield Cardiff By The Sea
DCardiff-by-the-Sea, CA 92007
Soft Appraisal Value: $4,333,900 · 3.7% above estimate
Beds
6
Baths
4.5
Sqft
3,826
Year Built
2002
Days on Market
16
Property Type
Single Family
HOA/mo
N/A
MLS ID
260011415SD
This property is in Cardiff-by-the-Sea (92007). View neighborhood stats →
About This Property
Welcome to 518 Sheffield Avenue, where everyday living feels like a coastal retreat in the heart of Cardiff, in the Composer District. Tucked behind an automatic privacy gate on a low-traffic street west of I-5, this 6-bedroom, 4.5-bathroom residence offers the perfect blend of comfort, function, & lifestyle. Spanning approx. 3,826 square feet across two levels, the home is thoughtfully designed for modern family living. A highly desirable main-level en-suite bedroom, ideal as a guest suite or “Nana’s room,” adds flexibility for multigenerational living. Upstairs, all additional bedrooms provide a cohesive layout perfect for families, while the spacious primary suite features dual walk-in closets and an expansive bathroom retreat. Natural light pours through abundant windows, highlighting the home’s architectural character and seamless flow. Multiple fireplaces in the living room, family room, and primary bedroom create warm, inviting spaces throughout. The upgraded kitchen, complete with a Sub-Zero refrigerator, opens effortlessly to indoor and outdoor gathering areas, making day-to-day living and entertaining feel effortless. Butler's pantry included. Outside, a private courtyard and beautifully curated backyard designed for connection and relaxation come complete with a fire pit, fountain, pergola, and outdoor BBQ. Trail access to Encinitas Community Park, Seaside Market, Cardiff Elementary, local dining, shopping, and some of North County’s best beaches, this home offers exceptional walkability and a vibrant coastal lifestyle.
Mortgage Calculator
Est. Monthly Payment
$28,535
Location
Loading map...
Comparable Properties
3 comps foundThis Property
$8,805
Comp Average
$10,568
2034 Mackinnon Avenue
5bd / 4.5ba · 1,667 sqft · Single Family
$3.50M
Est. $9,958/mo
1839 Freda Lane
5bd / 4ba · 2,978 sqft · Single Family
$2.99M
Est. $6,370/mo
2551 San Elijo Avenue
5bd / 6.5ba · 3,493 sqft · Single Family
$5.95M
Est. $15,377/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
Rent − PITIA
Incl. vacancy, PM, maint, capex
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Defaults: 20% down, 6.5% rate, 30yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
Get Expert AnalysisOpen Full Calculator