5157 Seashell Place

5157 Seashell Place

D

San Diego, CA 92130

$2,749,000
NEW — 5d on market

Beds

5

Baths

4.5

Sqft

3,429

Year Built

1999

Days on Market

5

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2601840

Description

Set on a quiet cul-de-sac in the heart of Carmel Valley, this inviting residence offers a classic and highly functional floor plan designed for comfortable everyday living. Timeless curb appeal sets the tone, with a manicured lawn framed by mature palms and lush landscaping. A covered entry welcomes you to impressive double doors hinting at the warm interior tones and soaring ceilings found within. Two-story volume ceilings and dramatic celestial windows fill the living room with natural light, creating an open yet inviting atmosphere. The space flows easily into the formal dining room and toward views of the manicured backyard beyond. Elevated ceiling heights and rich wood flooring throughout the main level add warmth while maintaining an airy feel. At the rear of the home, the family room centers around a red brick gas fireplace with built-in cabinetry and shelving. A sliding glass door opens to the southwest-facing backyard, bringing in beautiful afternoon light. The kitchen features travertine flooring, a generous center island, and abundant counter space positioned to enjoy backyard views. White cabinetry pairs with green stone countertops and a glass backsplash, complemented by a decorative inlay above the range. Stainless steel KitchenAid appliances, a Samsung refrigerator, and a dedicated coffee bar with built-in power enhance both function and style. A pass-through doorway connects the kitchen to the formal dining room, which also offers direct backyard access for effortless entertaining. A downstairs bedroom with an ensuite bath and walk-in closet provides flexibility for guests or multigenerational living. The main level also includes a dedicated laundry room with ample cabinetry and a utility sink, and a spacious three-car garage. Upstairs, the primary suite is bright and spacious with built-in shelving and an attached retreat ideal for a gym, office, or private den. The primary bath offers tile flooring, dual vanities, an oversized soaking tub, an enclosed shower, and a generous dual-entry walk-in closet. Three additional bedrooms, one ensuite and two sharing a bath, plus a loft and hallway cabinetry provide versatility and storage. All upstairs window coverings are cordless blinds. The low-maintenance backyard features a wide concrete patio, versatile turf lawn, mature palms, a prolific fig tree, citrus trees, manicured shrubbery, and a white brick privacy wall, creating a peaceful outdoor setting. Enjoy the added benefit of no HOA and low Mello-Roos, all in the heart of Carmel Valley near top-rated schools, parks, trails, dining, and shopping.

Mortgage Calculator

Est. Monthly Payment

$17,451

Principal & Interest$13,900
Property Tax$2,749
Insurance$802
%($549,800)
%

Investment Score

0D
Est. Monthly Rent

Estimated Rent

$6,483
Monthly Cashflow

Rent − PITI − HOA

$-10,968
Full Cashflow

Incl. vacancy, PM, maint, capex

$-14,750

Mortgage (P+I)
$13,900
Cap Rate
-0.37%
Cash-on-Cash
-23.94%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.47
Break-even Rent
$17,451

NOI (Annual)
$-10,199
Price-to-Rent

Lower = better for investors

35.3

* Defaults: 20% down, 6.5% rate, 30yr.

Get Expert AnalysisOpen Full Calculator