4540 60th Street

4540 60th Street

D

San Diego, CA 92115

$450,000

Soft Appraisal Value: $449,400 · 0.1% above estimate

Beds

2

Baths

2

Sqft

845

Year Built

1996

Days on Market

23

Property Type

Condo

HOA/mo

$441

MLS ID

NDP2602193

Description

Upgraded Cozy Condo located in the Heart of College Area. Investor's Great Rental Potential with high rental demands year-round. This beautiful condo has a community Pool and Jacuzzi in a gated community. Large living space with exposure to natural light. Granite Kitchen counter top. Indoor laundry room with door near kitchen, one designated parking spot. Very convenient location. For additional information, please contact the listing agent. Neighborhoods: Near San Diego State.

Mortgage Calculator

Est. Monthly Payment

$3,298

Principal & Interest$2,275
Property Tax$450
Insurance$131
HOA$441
%($90,000)
%

Investment Score

5D
Est. Monthly Rent
$2,582
Monthly Cashflow

Rent − PITI − HOA

$-715
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,684

Mortgage (P+I)
$2,275
Cap Rate
1.58%
Cash-on-Cash
-22.46%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.78
Break-even Rent
$4,769

NOI (Annual)
$7,094
Price-to-Rent

Lower = better for investors

14.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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