5071 Kalmia Street
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5071 Kalmia Street

C

San Diego, CA 92105

$949,000

Soft Appraisal Value: $947,100 · 0.2% above estimate

Beds

3

Baths

2.5

Sqft

1,880

Year Built

1956

Days on Market

46

Property Type

Single Family

HOA/mo

N/A

MLS ID

260010948SD

This property is in San Diego (92105). View neighborhood stats →

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About This Property

Beautifully updated home with modern finishes, spacious living areas, and a private backyard. Conveniently located near shopping, dining, and major transportation routes. Seller may offer a credit toward an interest rate buy-down, helping qualified buyers reduce their monthly mortgage payments. Buyers should consult with their lender to determine available financing options, qualification requirements, and potential payment savings. Terms and availability are subject to lender approval.

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Est. Monthly Payment

$6,024

Principal & Interest$4,799
Property Tax$949
Insurance$277
%($189,800)
%

Location

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Investment Score

27D
Est. Monthly Rent
$3,997
Monthly Cashflow

Rent − PITIA

$-2,028
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,738

Mortgage (P+I)
$4,799
Cap Rate
1.34%
Cash-on-Cash
-23.63%
DSCR

Need ≥ 1.25 for DSCR loan

0.66
Break-even Rent
$8,851

NOI (Annual)
$12,730
Price-to-Rent

Lower = better for investors

19.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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