506 Pacific Oceanside

506 Pacific Oceanside

D

, CA 92054

$3,650,000
NEW — 5d on market

Beds

3

Baths

3

Sqft

3,008

Year Built

2001

Days on Market

5

Property Type

Condo

HOA/mo

$500

MLS ID

260004494SD

Description

Perched along the Pacific Ocean, 506 South Pacific delivers an elevated coastal lifestyle with panoramic views of rolling surf and unobstructed sightlines to the iconic Oceanside Pier from every level. Designed for both relaxation and entertaining, the massive rooftop deck takes center stage—featuring a built-in BBQ and fire pit, and a refined rooftop lounge and bar that set the scene for sunset gatherings. From morning coffee overlooking the water to evenings immersed in Oceanside’s vibrant, walkable scene, this location offers seamless access to acclaimed dining, local cafés, and the best of coastal living. This 3-bedroom, 4-bath residence spans 3,008 square feet and was fully reimagined in a meticulous top-to-bottom renovation completed in 2020. Designed to live like a detached home, it offers minimal shared walls with no neighbors above or below. Modern interiors blend refined coastal character with designer finishes throughout, while a statement kitchen opens to an expansive living area with sit-down ocean views. The primary suite is a true retreat, featuring a spa-inspired bath and ocean-view soaking tub. Recent improvements include an owned 9.2kW solar system (installed in 2023), complete new HVAC, whole house zoned audio system, a freshly coated roof, whole-house water filtration, and a high-end security system with remote video surveillance —making this an ideal lock-and-leave coastal retreat. Impeccably maintained and truly turnkey, this is a rare opportunity to experience refined design, natural beauty, and dynamic coastal energy in one exceptional offering.

Mortgage Calculator

Est. Monthly Payment

$23,671

Principal & Interest$18,456
Property Tax$3,650
Insurance$1,065
HOA$500
%($730,000)
%

Investment Score

0D
Est. Monthly Rent

Market Rent Estimate

$6,585
Monthly Cashflow

Rent − PITI − HOA

$-17,086
Full Cashflow

Incl. vacancy, PM, maint, capex

$-21,643

Mortgage (P+I)
$18,456
Cap Rate
-1.05%
Cash-on-Cash
-28.09%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.36
Break-even Rent
$23,671

NOI (Annual)
$-38,235
Price-to-Rent

Lower = better for investors

46.2

* Defaults: 20% down, 6.5% rate, 30yr.

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