500 Harbor

500 Harbor

Ctop 80%

San Diego, CA 92101

$895,000
NEW — 0d

Pass at asking: -$4,471/mo full cashflow at 20% down, 7.43% rate.

Works at $312,908 (65% under asking), or at 92% down.

Rent $4,700/mo from 7 leases in this building ($4,416–$4,729).

Beds

2

Baths

2

Sqft

1,184

Year Built

1994

Days on Market

0

Property Type

Condo

HOA/mo

$1,216

MLS ID

260026559SD

This property is in San Diego (92101). View neighborhood stats →

About This Property

Marina District Downtown Living at CityFront Terrace. Experience the ultimate in downtown living in this gorgeous, thoughtfully updated 2-bedroom residence at CityFront Terrace. Ideally situated on the 4th floor, this exceptional home overlooks the coveted Urban Canyon of City Front, featuring lush landscaping and soothing water features that create a peaceful retreat in the heart of the city. Abundant natural light fills the residence through expansive panoramic windows, offering captivating views of the Harbor Drive trolley corridor, Convention Center, and downtown skyline. Uniquely customized with modern finishes and elevated fixtures, this sophisticated home features a full-size Bosch washer and dryer, central heating, elegant cabinetry, stone slab countertops, exceptional kitchen storage, and updated stainless-steel appliances. Beautifully tiled bathrooms, stylish interior glass French doors, and a spacious walk-in closet add both functionality and refined style. The true highlight is the oversized and private covered patio terrace--an exceptional outdoor living space perfect for entertaining, dining al fresco, or simply relaxing while taking in the sparkling city lights. A rare combination of style, comfort, views, and an unbeatable downtown setting, this CityFront Terrace residence is urban living at its finest. Resort-Style Amenities in the Heart of Downtown. Is renowned for its exceptional luxury concierge services and resort-style amenities designed to elevate everyday living. Residents enjoy valet parking, 24-hour front desk and security services, two sparkling pools, a state-of-the-art fitness center, yoga and dance studio, outdoor BBQ area, spa, community room, and much more. Ideally located in the Marina District in the heart of Downtown San Diego, CityFront Terrace places you just moments from Seaport Village, Little Italy, the Gaslamp Quarter, and an exciting array of premier restaurants, boutique shopping, waterfront attractions, and entertainment destinations. With its unparalleled amenities, attentive services, and prime downtown location, CityFront Terrace offers a truly sophisticated urban lifestyle--where luxury, convenience, and vibrant city living come together.

Mortgage Calculator

Est. Monthly Payment

$7,344

Principal & Interest$4,972
Property Tax$895
Insurance$261
HOA$1,216
%($179,000)
%
Loan Term

Location

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Investment Score

15C
Est. Monthly Rent
$4,700

7 leases in this building · $4,416–$4,729

Monthly Cashflow

Rent − PITIA

-$2,644
Full Cashflow

Incl. vacancy, PM, maint, capex

-$4,471

What would make this work?

$4,471/mo short at 20% down; 92% down or +$5,806/mo rent closes it.

Break-even price

65% under asking

$312,908
Break-even rent

$5,806/mo above the estimate

$10,506/mo
Cashflow at 35% down
−$3,539/mo
Down payment to break even

$823,400 cash

92%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$4,972
Cap Rate
0.99%
Cash-on-Cash
-29.97%
DSCR

Need ≥ 1.25 for DSCR loan

0.64

NOI (Annual)
$8,834
Price-to-Rent

Lower = better for investors

15.9

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$4,471/mo