4985 Pacifica San Diego

4985 Pacifica San Diego

D

, CA 92109

$2,150,000

Beds

4

Baths

2

Sqft

2,128

Year Built

1961

Days on Market

123

Property Type

Single Family

HOA/mo

N/A

MLS ID

250043105SD

Description

Coastal Charm Meets Modern Luxury! A rare find — lovingly maintained by the original family and offered for the first time ever. Discover this beautiful home in one of the area’s most highly sought-after neighborhoods. From the moment you step inside, you’ll be greeted by newer flooring, cabinetry, and elegant quartz countertops that make the kitchen a true showpiece. The space is complete with stainless-steel refrigerator, new microwave, and oven — perfect for everyday living or entertaining guests. Both bathrooms have been recently tastefully updated. Enjoy amazing views and a prime location close to the beach, great school district, where coastal living meets comfort and convenience. This hidden gem combines modern upgrades with timeless appeal — a rare find you won’t want to miss! Make this home your???????????????????????????????? own!

Mortgage Calculator

Est. Monthly Payment

$13,649

Principal & Interest$10,872
Property Tax$2,150
Insurance$627
%($430,000)
%

Investment Score

3D
Est. Monthly Rent

Market Rent Estimate

$7,481
Monthly Cashflow

Rent − PITI − HOA

$-6,168
Full Cashflow

Incl. vacancy, PM, maint, capex

$-9,680

Mortgage (P+I)
$10,872
Cap Rate
0.67%
Cash-on-Cash
-17.21%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.69
Break-even Rent
$13,649

NOI (Annual)
$14,300
Price-to-Rent

Lower = better for investors

23.9

* Defaults: 20% down, 6.5% rate, 30yr.

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