4969 Lamia Way

4969 Lamia Way

C

Oceanside, CA 92056

$1,099,000

Soft Appraisal Value: $1,085,900 · 1.2% above estimate

Beds

2

Baths

3

Sqft

2,341

Year Built

1993

Days on Market

45

Property Type

Single Family

HOA/mo

$837

MLS ID

NDP2604297

This property is in Oceanside (92056). View neighborhood stats →

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About This Property

Experience show-stopping curb appeal and an awe-inspiring open floorplan (mistra) with soaring ceilings and a striking centerpiece fireplace — the perfect stage for unforgettable gatherings. The luxurious primary suite is thoughtfully situated on the main level for ultimate privacy and convenience, accompanied by a gracious guest room and a versatile office/TV room. Ascend to the expansive loft — an inspiring multi-use retreat ideal as a grandchildren’s sleep/play haven, an energetic game room, or a light-filled craft studio. To top it off Solar energy!! Resort-style community amenities include a challenging, immaculately maintained golf course, tennis and pickleball courts, and a heated, full-length lap pool open year-round. This is upscale living designed for entertaining, family enjoyment, and effortless everyday comfort.

Mortgage Calculator

Est. Monthly Payment

$7,814

Principal & Interest$5,557
Property Tax$1,099
Insurance$321
HOA$837
%($219,800)
%

Location

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Investment Score

3D
Est. Monthly Rent
$4,534
Monthly Cashflow

Rent − PITIA

$-3,280
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,239

Mortgage (P+I)
$5,557
Cap Rate
0.35%
Cash-on-Cash
-28.60%
DSCR

Need ≥ 1.25 for DSCR loan

0.58
Break-even Rent
$11,338

NOI (Annual)
$3,820
Price-to-Rent

Lower = better for investors

20.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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