4923 Amador Drive
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4923 Amador Drive

C

Oceanside, CA 92056

$1,299,000
NEW — 0d

Soft Appraisal Value: $1,294,100 · 0.4% above estimate

Beds

5

Baths

3

Sqft

3,265

Year Built

1990

Days on Market

0

Property Type

Single Family

HOA/mo

$180

MLS ID

NDP2606270

This property is in Oceanside (92056). View neighborhood stats →

About This Property

Seller will entertain offers between $1,256,000 and $1,299,000. Exceptional value in a premium market — this is the lowest-priced home per square foot in the area, and the seller is ready to make your move easy. Welcome to a versatile, spacious layout featuring a private bedroom and full bath on the main level — ideal for multigenerational living, a guest suite, or a dedicated home office with complete privacy. The seller is offering your choice of meaningful incentives: a closing cost credit, a 2/1 interest rate buydown to ease into your payments, or a partial solar lease payoff at close — reducing ongoing solar obligation while generating tons of energy under the grandfathered in net metering credits. This is a rare opportunity to customize the deal to fit your financial goals. The home's flexible floor plan offers generous living space throughout, with room to personalize and upgrade on your own timeline and taste — without paying for someone else's renovation in the purchase price. Priced to reflect that opportunity, and priced below every comparable in the neighborhood. Buyers who've been priced out of the area should take a serious look here. Comparable homes are selling significantly higher — this is the entry point the market hasn't seen in years. Motivated seller. Real incentives. Unmatched value per square foot.

Mortgage Calculator

Est. Monthly Payment

$8,426

Principal & Interest$6,568
Property Tax$1,299
Insurance$379
HOA$180
%($259,800)
%

Location

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Investment Score

15D
Est. Monthly Rent
$5,845
Monthly Cashflow

Rent − PITIA

$-2,581
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,008

Mortgage (P+I)
$6,568
Cap Rate
1.44%
Cash-on-Cash
-23.13%
DSCR

Need ≥ 1.25 for DSCR loan

0.69
Break-even Rent
$12,349

NOI (Annual)
$18,722
Price-to-Rent

Lower = better for investors

18.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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