475 Taylor Dr

475 Taylor Dr

D

Oceanside, CA 92056

$1,395,000

Soft Appraisal Value: $1,371,400 · 1.7% above estimate

Beds

4

Baths

3

Sqft

3,098

Year Built

2006

Days on Market

58

Property Type

Single Family

HOA/mo

$210

MLS ID

260002899SD

Description

Tucked away at the end of a quiet, tree-lined, cul-de-sac street is this beautiful and spacious Oceanside home with PAID SOLAR and situated on a half-acre lot! This two-story 4-bedroom, 3 bathroom home with a loft offers 3,098 sq. ft. of comfortable living space and BRAND NEW FLOORING THROUGHOUT! The open floor plan is filled with natural light from large windows throughout, creating a warm and inviting atmosphere. The kitchen features ample counter space and a large island perfect for entertaining. Upstairs, the loft provides flexible space for an office or playroom, while the primary suite offers a walk-in closet and a spa-like bath. You might be surprised at how big all of the bedrooms are! The large private yard provides room to relax and unwind. Located just minutes from Oceanside’s beaches, shops, and dining, this home offers the best of coastal living with comfort and style. Did we use the word "large" a lot? It's because this home feels huge.....

Mortgage Calculator

Est. Monthly Payment

$9,066

Principal & Interest$7,054
Property Tax$1,395
Insurance$407
HOA$210
%($279,000)
%

Investment Score

1D
Est. Monthly Rent
$4,566
Monthly Cashflow

Rent − PITIA

$-4,500
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,713

Mortgage (P+I)
$7,054
Cap Rate
0.29%
Cash-on-Cash
-28.87%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.50
Break-even Rent
$13,284

NOI (Annual)
$4,096
Price-to-Rent

Lower = better for investors

25.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator