4676 Huggins San Diego

4676 Huggins San Diego

D

, CA 92122

$1,575,000

Beds

3

Baths

2.5

Sqft

1,714

Year Built

1973

Days on Market

18

Property Type

Single Family

HOA/mo

N/A

MLS ID

260003628SD

Description

First time on market in over 30 years! Immaculate and beautifully maintained 3-bedroom, 2.5-bath 2-story home on a desirable University City cul-de-sac street. A gated courtyard and double custom wood doors welcome you to a spacious living area with vaulted ceilings and a cozy fireplace. Situated on a premium lot backing to open space, the backyard offers rare privacy and a beautiful natural backdrop — a peaceful retreat with no rear neighbors and endless potential for outdoor living.—perfect for relaxing, entertaining, or future outdoor enhancements. The 2-story layout provides separation between living and sleeping spaces, creating a functional and inviting home environment. With no HOA or Mello-Roos, this property offers added flexibility and value. Conveniently located near UCSD, UTC, Tech/Biotech Hubs, top-rated schools, beaches, shopping, dining, parks, and major freeways, this home delivers both comfort and accessibility in one of San Diego’s most desirable areas. This home checks all the boxes! 1. Coveted University City location on a cul de sac street 2. Legacy property-first time on market in over 30 years 3. Large, private 8,800SF lot with no neighbors behind you 4. Immaculate and well-cared for by the same family for decades 5. California living with kitchen opening to backyard for dining al fresco 6. Desirable features like high ceilings, fireplace, gated courtyard, upgraded windows/sliders throughout 7. Backyard adjacent to open space.

Mortgage Calculator

Est. Monthly Payment

$9,998

Principal & Interest$7,964
Property Tax$1,575
Insurance$459
%($315,000)
%

Investment Score

2D
Est. Monthly Rent

Market Rent Estimate

$4,971
Monthly Cashflow

Rent − PITI − HOA

$-5,027
Full Cashflow

Incl. vacancy, PM, maint, capex

$-7,483

Mortgage (P+I)
$7,964
Cap Rate
0.37%
Cash-on-Cash
-19.15%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.62
Break-even Rent
$9,998

NOI (Annual)
$5,774
Price-to-Rent

Lower = better for investors

26.4

* Defaults: 20% down, 6.5% rate, 30yr.

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