4630 Norma
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4630 Norma

C

San Diego, CA 92115

$1,389,000
NEW — 6d

Beds

3

Baths

2

Sqft

1,584

Year Built

1943

Days on Market

6

Property Type

Single Family

HOA/mo

N/A

MLS ID

260016095SD

This property is in San Diego (92115). View neighborhood stats →

Virtual Tour

About This Property

There is a quiet kind of magic to a home that feels both beautifully designed and genuinely easy to live in. Set along a peaceful canyon in the coveted community of Talmadge, this 3-bedroom, 2-bath home has been thoughtfully reimagined with designer finishes, warm modern details, and a layout that simply feels right. The spaces flow with intention, creating an effortless connection between indoors and out. Morning light, canyon views, curated finishes, and inviting gathering areas all come together to create a home that feels polished without ever feeling overly formal. It is stylish, comfortable, and grounded — the kind of place that makes everyday moments feel a little more special. Tucked into one of San Diego’s most beloved neighborhoods, this home offers the rare balance of quiet canyon living and walkable neighborhood charm. Artfully renewed and deeply livable, it is a Talmadge retreat with soul, warmth, and a sense of place.

Mortgage Calculator

Est. Monthly Payment

$8,818

Principal & Interest$7,024
Property Tax$1,389
Insurance$405
%($277,800)
%

Location

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Investment Score

4D
Est. Monthly Rent
$4,374
Monthly Cashflow

Rent − PITIA

$-4,444
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,607

Mortgage (P+I)
$7,024
Cap Rate
0.36%
Cash-on-Cash
-28.54%
DSCR

Need ≥ 1.25 for DSCR loan

0.50
Break-even Rent
$12,955

NOI (Annual)
$4,998
Price-to-Rent

Lower = better for investors

26.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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