4614 Winona Avenue
1 / 20

4614 Winona Avenue

D

San Diego, CA 92115

$1,359,000
NEW — 4d

Soft Appraisal Value: $1,343,900 · 1.1% above estimate

Beds

3

Baths

2

Sqft

1,384

Year Built

1945

Days on Market

4

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2604958

This property is in San Diego (92115). View neighborhood stats →

Virtual Tour

About This Property

Stunning remodel in the heart of Talmadge with a HUGE backyard and oversized primary suite. Not a typical cosmetic flip: Every major system has been repaired replaced or upgraded — roof, plumbing, electrical, electric panel, foundation, heating & air, windows, water heater — and the finish work matches. A fully reimagined floor plan allows for modern flow and a warm & welcoming space. Quartz counters, oversized island, stainless appliances, hardwood floors, and a primary suite that actually feels like one. The 7,000 SF lot has mature citrus and fig trees, all-new fencing, alley access, and serious ADU potential. Attached garage, large driveway, no HOA. Talmadge delivers the rest — historic charm, great neighbors, and central access to everything San Diego.

Mortgage Calculator

Est. Monthly Payment

$8,627

Principal & Interest$6,872
Property Tax$1,359
Insurance$396
%($271,800)
%

Location

Loading map...

Investment Score

4D
Est. Monthly Rent
$4,275
Monthly Cashflow

Rent − PITIA

$-4,352
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,468

Mortgage (P+I)
$6,872
Cap Rate
0.36%
Cash-on-Cash
-28.55%
DSCR

Need ≥ 1.25 for DSCR loan

0.50
Break-even Rent
$12,674

NOI (Annual)
$4,851
Price-to-Rent

Lower = better for investors

26.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator