4558 Stratford

4558 Stratford

D

Oceanside, CA 92056

$1,425,000
NEW — 0d on market

Beds

5

Baths

3.5

Sqft

2,324

Year Built

1979

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

OC26073096

View on MLS

Description

Fully reimagined luxury home in Oceanside with designer finishes, exceptional craftsmanship, and a rare layout ideal for modern and multigenerational living. This extensively renovated residence features two primary suites, a custom gourmet kitchen with premium Thermador appliances, panoramic opening kitchen windows, and dramatic wall-to-wall patio doors that create seamless indoor-outdoor flow.Imported Porcelanosa tile flooring runs throughout the home, complemented by custom California Closets, solid-core sound-insulated doors, and beautifully designed spa-inspired bathrooms with Toto tankless toilets. Every detail reflects quality, comfort, and intentional design.The flexible floor plan is perfect for extended family, guests, or an adult child, offering privacy without compromise. Additional highlights include a fully owned solar system, EV charging station, and 16 fruit trees creating a peaceful and abundant outdoor setting.A rare turnkey property that blends luxury, function, and lifestyle in one of Oceanside’s most desirable settings.

Mortgage Calculator

Est. Monthly Payment

$9,046

Principal & Interest$7,206
Property Tax$1,425
Insurance$416
%($285,000)
%

Investment Score

3D
Est. Monthly Rent
$5,312
Monthly Cashflow

Rent − PITIA

$-3,735
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,144

Mortgage (P+I)
$7,206
Cap Rate
0.89%
Cash-on-Cash
-25.87%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.59
Break-even Rent
$13,291

NOI (Annual)
$12,741
Price-to-Rent

Lower = better for investors

22.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator