4527 Narragansett Avenue
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4527 Narragansett Avenue

D

San Diego, CA 92107

$4,299,000
NEW — 2d

Beds

5

Baths

4.5

Sqft

3,457

Year Built

1980

Days on Market

2

Property Type

Single Family

HOA/mo

N/A

MLS ID

PTP2603181

This property is in San Diego (92107). View neighborhood stats →

Virtual Tour

About This Property

Experience coastal living at its finest in this stunning Ocean Beach property, offering breathtaking panoramic ocean and white water views stretching across the coastline, the OB Pier, SeaWorld, Pacific Beach, and all the way to La Jolla. Perfectly positioned just blocks from the sand, this home delivers the ultimate Southern California beach lifestyle. This exceptional residence is equipped with rare and versatile parking options, including a 1-car attached garage, a separate 3-car garage featuring high garage doors with the potential for a 4-car stacking display, and dedicated RV parking—an uncommon find in this coveted beachside community. Step inside to discover a thoughtfully designed interior featuring spacious bedrooms on the first floor, ideal for guests or multi-generational living. A grand staircase leads to the upstairs main living area, where soaring high ceilings create an open, airy feel. The living room features a cozy fireplace, a built-in bar, and expansive windows that perfectly frame the stunning coastline and flood the space with natural light. The open-concept layout seamlessly connects the living, dining, and kitchen areas—perfect for both everyday living and entertaining. The kitchen is a true centerpiece, showcasing nautical-inspired design rich with character and history. It features a large island, custom cabinetry, teak flooring, and top-of-the-line stainless steel appliances, including a GE Monogram refrigerator, Gourmet Wolf stove, Thermador wok, and wine fridge. Retreat to the expansive primary suite, complete with a walk-in closet, a luxurious ensuite bathroom, and direct access to a private deck that leads up to the rooftop. The rooftop deck is an entertainer’s dream—unwind in the jacuzzi while taking in sweeping ocean and city views. Additional highlights include a 1 bed, 1 bath ADU situated above the detached garage—perfect for guests, rental income, or a private office—along with a spacious grassy yard and a covered patio ideal for outdoor living. This is a rare opportunity to own a one-of-a-kind coastal property that combines unmatched views, unique amenities, and timeless character. You won’t want to miss it.

Mortgage Calculator

Est. Monthly Payment

$27,291

Principal & Interest$21,738
Property Tax$4,299
Insurance$1,254
%($859,800)
%

Location

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Investment Score

0D
Est. Monthly Rent
$5,992
Monthly Cashflow

Rent − PITIA

$-21,299
Full Cashflow

Incl. vacancy, PM, maint, capex

$-26,260

Mortgage (P+I)
$21,738
Cap Rate
-1.26%
Cash-on-Cash
-36.65%
DSCR

Need ≥ 1.25 for DSCR loan

0.22
Break-even Rent
$40,096

NOI (Annual)
$-54,260
Price-to-Rent

Lower = better for investors

59.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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