4445 N 42nd St
1 / 20

4445 N 42nd St

C

San Diego, CA 92116

$1,499,000
NEW — 0d

Beds

5

Baths

3

Sqft

1,836

Year Built

1936

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

PTP2604462

This property is in San Diego (92116). View neighborhood stats →

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About This Property

Exceptional Investment Opportunity in Kensington! Welcome to your chance to own a beautifully renovated property in the charming Kensington neighborhood. This rare find features two meticulously updated homes on a single lot, offering incredible potential whether you're an investor looking for rental income or an end user wanting to offset your mortgage. The front unit is a delightful 1,274 sq-ft, 3-bedroom, 2-bathroom home brimming with character. From the moment you step inside, you'll be greeted by a cozy living room complete with a stylish fireplace, perfect for relaxing evenings. The heart of the home, the kitchen, boasts classic white cabinetry with warm oak and gold accents, and state-of-the-art appliances that will inspire your culinary creativity. The primary suite is a true retreat, featuring a spacious walk-in closet and a luxurious bathroom with a large shower, including a convenient bench and designer finishes. This unit also offers a charming front yard, a private gated backyard, and a freshly paved driveway leading to a 2-car standalone garage. The back unit is equally impressive, offering 562 sq-ft, 2 bedrooms and 1 bathroom with its own separate gated entrance. Recently remodeled to include a sleek white kitchen and a chic bathroom with designer touches, it’s an ideal rental unit or guest suite. The private yard and dedicated parking add to the convenience and appeal of this unit. Located just blocks away from Adams Avenue, the Copley-Price Family YMCA, and the 15 Freeway, this property places you in the heart of a vibrant community with easy access to everything you need. Don’t miss this unique opportunity to own a property that combines modern luxury with unbeatable functionality. Whether you're looking to generate rental income or enjoy the benefits of a well-appointed home with additional space, this Kensington gem is ready to welcome you home.

Mortgage Calculator

Est. Monthly Payment

$9,516

Principal & Interest$7,580
Property Tax$1,499
Insurance$437
%($299,800)
%

Location

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Comparable Properties

2 comps found

This Property

$3,858

vs

Comp Average

$6,362

Comps based on same zip code, similar beds (±1), price range (60-150%).

Investment Score

0D
Est. Monthly Rent
$3,858
Monthly Cashflow

Rent − PITIA

$-5,658
Full Cashflow

Incl. vacancy, PM, maint, capex

$-7,794

Mortgage (P+I)
$7,580
Cap Rate
-0.17%
Cash-on-Cash
-31.20%
DSCR

Need ≥ 1.25 for DSCR loan

0.41
Break-even Rent
$13,980

NOI (Annual)
$-2,574
Price-to-Rent

Lower = better for investors

32.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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