444 El Camino Real
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444 El Camino Real #2

D

Encinitas, CA 92024

$729,000
NEW — 2d on market

Beds

3

Baths

2

Sqft

1,512

Year Built

2025

Days on Market

2

Property Type

Manufactured

HOA/mo

$285

MLS ID

NDP2603609

This property is in Encinitas (92024). View neighborhood stats →

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About This Property

2025 NEW CONSTRUCTION with OWNED LAND!!! 3 bedroom home in Park Encinitas, a sought after 55+ community where you own the land. Featuring Energy Star certification, an upgraded appliance package, beautiful finishes inside and out, new vinyl fencing, turf, and an outdoor dining area with a pergola. Full security system and outdoor cameras. Located directly across from the clubhouse, salt water pool, and other amenities. Perfect for retirement, long-term rental, or even as a 2nd home. Walkable to shops, dining, groceries, and a vibrant calendar of community events. Great breezes and a large entry, private balcony, Enclosed Turf patio. Great 55+ community with pool, spa, Club House, Social Club activities, library, kitchen, billiard room picnic area, shuffleboard, and RV parking is available, Two Pets allowed. Convenient central location in Encinitas, a short distance to a medical complex, shopping, services, parks, and a great Senior Center. Freeways and beaches are within 3 miles. One Resident must be 55+ and others 45+ unless a Dr. prescribed live-in. Low $285 HOA that INCLUDES CABLE, INTERNET, AND WATER!!! Best Value in Encinitas! Don't let this get away.

Mortgage Calculator

Est. Monthly Payment

$4,913

Principal & Interest$3,686
Property Tax$729
Insurance$213
HOA$285
%($145,800)
%

Location

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Investment Score

6D
Est. Monthly Rent
$4,009
Monthly Cashflow

Rent − PITIA

$-904
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,434

Mortgage (P+I)
$3,686
Cap Rate
2.06%
Cash-on-Cash
-20.03%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.82
Break-even Rent
$7,170

NOI (Annual)
$15,029
Price-to-Rent

Lower = better for investors

15.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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