440 Citracado Pkwy
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440 Citracado Pkwy #14

A

Escondido, CA 92025

$475,000
NEW — 6d

Soft Appraisal Value: $468,700 · 1.3% above estimate

Beds

2

Baths

2

Sqft

1,004

Year Built

1986

Days on Market

6

Property Type

Condo

HOA/mo

$537

MLS ID

260015107SD

This property is in Escondido (92025). View neighborhood stats →

About This Property

Discover comfortable living in this beautifully maintained upper-level condo nestled within the desirable Bernardo Hills community. Offering 2 bedrooms, 2 bathrooms, and 1,004 square feet of thoughtfully designed space, this residence combines modern updates with everyday functionality. The inviting kitchen features rich wood cabinetry, quartz countertops, open glass shelving, and a picturesque window that brings in natural light while creating the perfect display space for décor or greenery. Skylights and oversized windows brighten the interior and showcase scenic views, giving the home an open and airy feel throughout. The spacious living area flows seamlessly to two private balconies, providing ideal spots to enjoy your morning coffee or unwind at the end of the day. The primary suite offers a private bath and custom closet systems designed for both style and organization. A secondary bedroom and versatile workspace nook provide flexibility for guests, a home office, or additional living needs.Residents enjoy access to a sparkling community pool and beautifully landscaped grounds, all conveniently located near shopping, dining, parks, and major commuter routes. With tasteful upgrades, abundant natural light, and a sought-after location, this move-in-ready condo presents an exceptional opportunity to enjoy the best of Bernardo Hills living.

Mortgage Calculator

Est. Monthly Payment

$3,552

Principal & Interest$2,402
Property Tax$475
Insurance$139
HOA$537
%($95,000)
%

Location

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Investment Score

46B
Est. Monthly Rent
$2,716
Monthly Cashflow

Rent − PITIA

$-837
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,857

Mortgage (P+I)
$2,402
Cap Rate
1.38%
Cash-on-Cash
-23.46%
DSCR

Need ≥ 1.25 for DSCR loan

0.76
Break-even Rent
$5,128

NOI (Annual)
$6,534
Price-to-Rent

Lower = better for investors

14.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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