4376 Georgia Street
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4376 Georgia Street

C

San Diego, CA 92103

$1,625,000

Beds

4

Baths

4.5

Sqft

3,009

Year Built

2025

Days on Market

91

Property Type

Single Family

HOA/mo

$100

MLS ID

DW26056917

This property is in San Diego (92103). View neighborhood stats →

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About This Property

Final opportunity to own one of only two newly built residences in University Heights, featuring incredible panoramic views from a fifth-floor rooftop terrace just steps from Park Blvd. This 3,009 sqft home with ADU blends modern design and functionality. Main residence offers 3 beds, 3.5 baths, plus a private-entry studio ADU with 12-ft ceilings, kitchenette, and full bath, ideal for income or guests. Open-concept living with vaulted ceilings, 180° views, and a chef’s kitchen with GE Café appliances, quartz countertops, matte white cabinetry, gold hardware, and dry bar. Upgrades include engineered white oak floors, Andersen windows, solid core doors, and private elevator. Primary suite with dual vanities and walk-in closet, plus ensuite bedrooms and loft. Rooftop terrace with two lounge areas. 12-ft garage (car lift potential), paid solar, Tesla inverter. Close to Trolley Barn Park and Balboa Park.

Mortgage Calculator

Est. Monthly Payment

$10,416

Principal & Interest$8,217
Property Tax$1,625
Insurance$474
HOA$100
%($325,000)
%

Location

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Investment Score

6D
Est. Monthly Rent
$5,688
Monthly Cashflow

Rent − PITIA

$-4,728
Full Cashflow

Incl. vacancy, PM, maint, capex

$-7,390

Mortgage (P+I)
$8,217
Cap Rate
0.61%
Cash-on-Cash
-27.29%
DSCR

Need ≥ 1.25 for DSCR loan

0.55
Break-even Rent
$15,286

NOI (Annual)
$9,919
Price-to-Rent

Lower = better for investors

23.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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