4319 Caminito Del Zafiro

4319 Caminito Del Zafiro #75

D

San Diego, CA 92121

$775,000
NEW — 6d on market

Soft Appraisal Value: $765,000 · 1.3% above estimate

Beds

3

Baths

1.5

Sqft

1,113

Year Built

1974

Days on Market

6

Property Type

Condo

HOA/mo

$435

MLS ID

NDP2602973

Description

This private canyon-adjacent end-unit townhome offers refined design, thoughtful upgrades, and effortless indoor-outdoor living. Located in the highly sought-after Playmor La Jolla community. The light-filled interior showcases a modern open-concept layout with new flooring throughout, designer finishes, upgraded doors, and coffered ceilings. The kitchen flows seamlessly into the living and dining areas, creating an open-concept layout- perfect for entertaining or everyday living. Extensive system upgrades elevate the home beyond the cosmetic, including a new electrical panel, recent electrical upgrades, new water heater, and complete in-unit plumbing replacement. Popcorn ceilings were professionally removed and replaced with a sleek designer finish, while the remodeled bath was completed with RedGard waterproofing for lasting durability. Improvements were made with long-term functionality and quality in mind. Enjoy exceptional privacy with a spacious patio ideal for lounging or dining al fresco. Additional highlights include all-new appliances, a dedicated laundry area, and two assigned parking spaces. Residents enjoy amenities including pools, spa and lush greenbelts — all just minutes from UTC, UCSD, the Blue Line Trolley, major freeways and La Jolla’s world-class beaches. A rare opportunity to own a truly upgraded home in one of University City’s most desirable???????????????????????????????? communities.

Mortgage Calculator

Est. Monthly Payment

$5,355

Principal & Interest$3,919
Property Tax$775
Insurance$226
HOA$435
%($155,000)
%

Investment Score

3D
Est. Monthly Rent
$3,416
Monthly Cashflow

Rent − PITIA

$-1,939
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,370

Mortgage (P+I)
$3,919
Cap Rate
0.85%
Cash-on-Cash
-26.09%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.64
Break-even Rent
$7,793

NOI (Annual)
$6,582
Price-to-Rent

Lower = better for investors

18.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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