425 Beech Street

425 Beech Street

D

San Diego, CA 92101

$670,000

Beds

2

Baths

1

Sqft

873

Year Built

2004

Days on Market

47

Property Type

Condo

HOA/mo

$950

MLS ID

NDP2600455

Description

Light and bright 2-bedroom, 1-bath condo located in the heart of Little Italy, offering captivating city and peek-a-boo bay views. This exceptional residence features an open kitchen with granite countertops, recessed lighting, and a fresh neutral color palette that enhances the abundance of natural light throughout. Enjoy the convenience of a highly desirable 8th-floor location with direct access to the resort-style pool and BBQ area. The spacious primary bedroom includes a walk-in closet, while the private patio provides the perfect space to relax and take in the views. The building offers premium amenities including valet parking, pool and spa, and a fully equipped fitness center. Just steps from the Little Italy Farmers Market, world-class dining, shopping, and waterfront attractions, this stunning condo is a rare find in one of San Diego’s most sought-after neighborhoods.

Mortgage Calculator

Est. Monthly Payment

$5,203

Principal & Interest$3,388
Property Tax$670
Insurance$195
HOA$950
%($134,000)
%

Investment Score

7D
Est. Monthly Rent

Market Rent Estimate

$3,849
Monthly Cashflow

Rent − PITI − HOA

$-1,354
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,797

Mortgage (P+I)
$3,388
Cap Rate
1.06%
Cash-on-Cash
-12.12%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

1.14
Break-even Rent
$5,203

NOI (Annual)
$7,085
Price-to-Rent

Lower = better for investors

14.5

* Defaults: 20% down, 6.5% rate, 30yr.

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