425 Beech St San Diego

425 Beech St San Diego

D

, CA 92101

$469,000

Beds

1

Baths

1

Sqft

649

Year Built

2004

Days on Market

34

Property Type

Condo

HOA/mo

$888

MLS ID

260002063SD

Description

Standout opportunity in the building — seller offering up to $10,000 toward interest rate buy down or buyer closing costs! Sophisticated and serene, this private and quiet 4th-floor residence has been thoughtfully upgraded and features all-new LG appliances (Sept. 2024), including an induction range, refrigerator with ice maker and filtered water, microwave, quiet dishwasher, and in-unit washer and dryer—all included. Additional updates include a new garbage disposal (2026), hardwood flooring in the main living areas, travertine bedroom flooring, fresh paint, custom ceiling details, built-in shelving, light dimmers, blackout drapes, air conditioning, and a custom Elfa closet system with lighting. The upgraded kitchen showcases modern cabinet hardware, trash pull-out, and contemporary lighting. The bathroom features new fixtures, a large modern mirror, shelving, luxury filtered shower head, and dimmer lighting for a spa-like feel. Acqua Vista delivers resort-style amenities including valet parking, rooftop pool and spa, fitness center, BBQs, fire tables, EV charging, Amazon lockers, bike storage, full-time security, 24-hour concierge, and an on-site HOA manager, with additional parking available. Just steps from the Little Italy Farmers Market, top-rated dining, and the waterfront, this home is ideal as a primary residence, second home, or investment opportunity.

Mortgage Calculator

Est. Monthly Payment

$3,865

Principal & Interest$2,372
Property Tax$469
Insurance$137
HOA$888
%($93,800)
%

Investment Score

0D
Est. Monthly Rent

Market Rent Estimate

$1,847
Monthly Cashflow

Rent − PITI − HOA

$-2,019
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,834

Mortgage (P+I)
$2,372
Cap Rate
-1.18%
Cash-on-Cash
-25.82%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.78
Break-even Rent
$3,866

NOI (Annual)
$-5,552
Price-to-Rent

Lower = better for investors

21.2

* Defaults: 20% down, 6.5% rate, 30yr.

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