4212 Maryland Street

4212 Maryland Street

D

San Diego, CA 92103

$779,000
NEW — 1d on market

Beds

2

Baths

2

Sqft

1,080

Year Built

1980

Days on Market

1

Property Type

Condo

HOA/mo

$400

MLS ID

260005644SD

View on MLS

Description

Welcome to this light-filled 2-bedroom, 2-bath end-unit townhome in the heart of University Heights featuring the only private 2-car garage in the complex — a highly valuable amenity offering flexible use for parking, a gym, workspace, or additional storage — along with the privacy of no neighbors above or below, excellent natural light, ample storage, canyon views from the community, brand-new in-unit laundry, and a recently upgraded electrical panel. Ideally located near highly rated Alice Birney Elementary and just moments from neighborhood favorites, this home also offers an unbeatable walkable lifestyle less than five minutes to Trader Joe’s, the weekly farmers market, coffee shops, fitness studios, restaurants, and Trolley Barn Park, known for its beloved summer Concerts in the Park. A home that blends functionality, location, and pride of ownership — this is a standout opportunity in one of San Diego’s most loved neighborhoods.

Mortgage Calculator

Est. Monthly Payment

$5,345

Principal & Interest$3,939
Property Tax$779
Insurance$227
HOA$400
%($155,800)
%

Investment Score

5D
Est. Monthly Rent
$3,391
Monthly Cashflow

Rent − PITI − HOA

$-1,954
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,383

Mortgage (P+I)
$3,939
Cap Rate
0.86%
Cash-on-Cash
-15.05%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.63
Break-even Rent
$5,345

NOI (Annual)
$6,671
Price-to-Rent

Lower = better for investors

19.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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