4202 Loma Riviera Ln

4202 Loma Riviera Ln

D

San Diego, CA 92110

$679,000

Soft Appraisal Value: $667,100 · 1.8% above estimate

Beds

2

Baths

1.5

Sqft

1,054

Year Built

1965

Days on Market

18

Property Type

Condo

HOA/mo

$740

MLS ID

260006298SD

View on MLS

Description

Here is your rare opportunity to own a sun-drenched end unit in the highly coveted Loma Riviera community! This spacious townhome is flooded with natural light across both levels and features a modern, turn-key interior with an updated kitchen, renovated baths, and stylish flooring. The expansive living room, anchored by a cozy wood-burning fireplace, flows seamlessly through sliding doors to a large private patio—perfect for effortless indoor/outdoor entertaining. Unlike many units, this home comes equipped with its own air conditioning for year-round comfort. Large attic, with pull down ladder for extra storage. Enjoy resort-style living with immaculate landscaping, a large heated pool, BBQ area, and an impressive clubhouse featuring a library and full kitchen. Between the lush grounds and the incredible sense of community, you’ll feel like you’re on vacation every day. Hurry-this is a good one and won’t last long!

Mortgage Calculator

Est. Monthly Payment

$5,050

Principal & Interest$3,433
Property Tax$679
Insurance$198
HOA$740
%($135,800)
%

Investment Score

6D
Est. Monthly Rent
$4,248
Monthly Cashflow

Rent − PITIA

$-802
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,345

Mortgage (P+I)
$3,433
Cap Rate
1.92%
Cash-on-Cash
-20.72%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.84
Break-even Rent
$7,294

NOI (Annual)
$13,058
Price-to-Rent

Lower = better for investors

13.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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