420 Bell Ranch Road
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420 Bell Ranch Road

C

Solana Beach, CA 92075

$5,390,000
NEW — 2d

Soft Appraisal Value: $5,089,000 · 5.9% above estimate

Beds

5

Baths

3

Sqft

3,023

Year Built

1971

Days on Market

2

Property Type

Single Family

HOA/mo

N/A

MLS ID

260015188SD

This property is in Solana Beach (92075). View neighborhood stats →

About This Property

Endless Possibilities on Solana Beach's newest street, Bell Ranch Road. Opportunities like this are rare. Situated on a ½ acre maturely landscaped lot on a newly developed cul-de-sac, this unique property offers versatility, income potential, and endless possibilities in one of SoCal's most coveted coastal communities. The main residence features 3 bedrooms, 2 bathrooms, and an open floor plan that flows seamlessly into a private outdoor oasis with pool and spa. The detached ADU, newly constructed in 2022, offers 3 private rooms consisting of the great room, 1 bedroom and 1 office/bedroom plus loft, 1 bathroom, and an impressively large covered heated patio behind a 40-ft LaCantina wall — designed for effortless indoor-outdoor living year-round. The possibilities are truly endless. Move into the turnkey ADU while customizing the main house — or build entirely new. Entitled plans are in place for a stunning 3,672 sq ft custom residence with 4 bedrooms, 4 bathrooms, and wine cellar. The total proposed plans, designed by T7 Architecture, include a new main house, garage, and existing ADU totaling 5,030 sq ft - a coastal compound. Enjoy an unbeatable location minutes from Cedros Design District, Fletcher Cove, world-class beaches, the Del Mar Racetrack, shopping, dining, and entertainment. Top-rated public and private schools surround the property. Convenient access to Interstate 5 and the train station make commuting a breeze. Properties offering this combination of land, flexibility, location, and future potential seldom come to market. When they do, they don't last long

Mortgage Calculator

Est. Monthly Payment

$34,217

Principal & Interest$27,255
Property Tax$5,390
Insurance$1,572
%($1,078,000)
%

Location

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Investment Score

0D
Est. Monthly Rent
$15,045
Monthly Cashflow

Rent − PITIA

$-19,172
Full Cashflow

Incl. vacancy, PM, maint, capex

$-27,124

Mortgage (P+I)
$27,255
Cap Rate
0.03%
Cash-on-Cash
-30.19%
DSCR

Need ≥ 1.25 for DSCR loan

0.44
Break-even Rent
$50,271

NOI (Annual)
$1,572
Price-to-Rent

Lower = better for investors

29.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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