4170 Ingalls St
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4170 Ingalls St

C

San Diego, CA 92103

$2,299,000
NEW — 4d

Soft Appraisal Value: $2,230,600 · 3.1% above estimate

Beds

3

Baths

3.5

Sqft

2,150

Year Built

1977

Days on Market

4

Property Type

Single Family

HOA/mo

N/A

MLS ID

260015270SD

This property is in San Diego (92103). View neighborhood stats →

About This Property

Set at the end of a quiet cul-de-sac in coveted Mission Hills, 4170 Ingalls St is the neighborhood’s newest renovated home. A complete studs-out reimagining of a classic San Diego post-and-beam, it offers 3 bedrooms, 3.5 baths, and over 2,100 sq ft of living space, plus 1,000+ sq ft of balcony. Every system, surface, and finish is brand new, while the warmth and architecture you can’t build today remain beautifully intact. Behind a private gate, the home sits well back off the street, offering rare seclusion just steps from the shops and restaurants of Downtown Mission Hills. Hillcrest, Little Italy, the airport, and the bay are all close by. Inside, vaulted wood-beam ceilings soar over the main level. Front and rear accordion doors fold open to the designer kitchen, making indoor-outdoor entertaining effortless. Custom white oak cabinetry pairs with quartz counters, handcrafted tile backsplash, matte black fixtures, and pro-grade stainless appliances. Downstairs, the serene primary suite is its own oasis, with a spa-inspired bath wrapped in floor-to-ceiling tile and a walk-in shower framing sunlit canyon views. Generous secondary bedrooms are bright and private, each with treetop canyon views and en suite baths carrying the same elevated finishes throughout. No expense spared: brand-new roof, electrical, HVAC, plumbing, and mechanicals, all powered by fully owned solar to keep costs low. Out back, a refreshed jacuzzi perched in the canyon completes the private retreat. Come make one of the most uniquely designed homes in Mission Hills your own.

Mortgage Calculator

Est. Monthly Payment

$14,595

Principal & Interest$11,625
Property Tax$2,299
Insurance$671
%($459,800)
%

Location

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Investment Score

0D
Est. Monthly Rent
$5,716
Monthly Cashflow

Rent − PITIA

$-8,879
Full Cashflow

Incl. vacancy, PM, maint, capex

$-12,110

Mortgage (P+I)
$11,625
Cap Rate
-0.25%
Cash-on-Cash
-31.60%
DSCR

Need ≥ 1.25 for DSCR loan

0.39
Break-even Rent
$21,443

NOI (Annual)
$-5,814
Price-to-Rent

Lower = better for investors

33.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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