4165 Mississippi St San Diego

4165 Mississippi St San Diego

D

, CA 92104

$529,000

Beds

2

Baths

1

Sqft

810

Year Built

1980

Days on Market

54

Property Type

Condo

HOA/mo

$400

MLS ID

2600638SD

Description

Updated 2 bedroom, 1 bath condo in the heart of North Park featuring a top floor, end unit, open concept layout filled with natural light. The spacious living area flows into a well designed kitchen with ample counter space, ideal for everyday living or entertaining. Both bedrooms are generously sized with great storage. Community amenities include on-site laundry, storage area, and pet-friendly turf areas. The home includes an in-unit washer/dryer unit and one assigned parking space. Located just one block from the Lafayette Hotel and close to top restaurants, coffee shops, nightlife, and a nearby park. Low-maintenance living in a prime walkable location.

Mortgage Calculator

Est. Monthly Payment

$3,758

Principal & Interest$2,675
Property Tax$529
Insurance$154
HOA$400
%($105,800)
%

Investment Score

15D
Est. Monthly Rent

Market Rent Estimate

$2,947
Monthly Cashflow

Rent − PITI − HOA

$-811
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,930

Mortgage (P+I)
$2,675
Cap Rate
1.69%
Cash-on-Cash
-9.20%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

1.10
Break-even Rent
$3,758

NOI (Annual)
$8,944
Price-to-Rent

Lower = better for investors

15.0

* Defaults: 20% down, 6.5% rate, 30yr.

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