4150 34th St San Diego

, CA 92104

$439,900

Beds

Baths

Sqft

704

Year Built

1986

Days on Market

102

Property Type

Condo

HOA/mo

$396.01

MLS ID

250044511SD

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Description

VA-approved complex! Ready for you to move in! This newly remodeled top-floor unit features vinyl wood flooring throughout, new kitchen cabinets, quartz countertops, stainless steel appliances, newer windows, recessed lighting, upgraded bathrooms with tiled showers, and ceiling fans. It includes a one-car garage along with additional parking. The location is centrally situated with easy freeway access, just 15 minutes from downtown, SDSU, USD, and the beaches.

Mortgage Calculator

Est. Monthly Payment

$3,189

Principal & Interest$2,224

Property Tax$440

Insurance$128

HOA$396

Down Payment

%($87,980)

Interest Rate

Loan Term

Comparable Properties

5 comps found

This Property

$1,965

Comp Average

$2,264

3796 Alabama Street

1bd / 1ba · 378 sqft · Condo

$282K

Est. $1,851/mo

3405 Florida St San Diego

1bd / 1ba · 735 sqft · Condo

$499K

Est. $3,176/mo

4367 Idaho Street

1bd / 1ba · 600 sqft · Condo

$439K

Est. $2,239/mo

3790 Florida St San Diego

1bd / 1ba · 654 sqft · Condo

$485K

Est. $2,418/mo

3760 Florida St San Diego

1bd / 1ba · 564 sqft · Condo

$475K

Est. $1,635/mo

Comps based on same zip code, similar beds (±1), price range (60-150%).

Investment Score

Est. Monthly Rent

Market Rent Estimate

$1,965

Monthly Cashflow

Rent − PITI − HOA

$-1,223

Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,042

Mortgage (P+I)

$2,224

Cap Rate

0.50%

Cash-on-Cash

-16.68%

DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.88

Break-even Rent

$3,188

NOI (Annual)

$2,191

Price-to-Rent

Lower = better for investors

18.7

* Defaults: 20% down, 6.5% rate, 30yr.

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