4123 Jonathon St Oceanside

4123 Jonathon St Oceanside

D

, CA 92056

$799,000

Beds

3

Baths

2

Sqft

1,064

Year Built

1965

Days on Market

76

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2511121

Description

Welcome to this versatile single-story home offering 3 bedrooms and 2 bathrooms, plus two detached bonus rooms ideal for a home office, gym, studio, or guest space. Enjoy a private, spacious backyard with mature fruit trees that create a peaceful outdoor retreat. The newly renovated kitchen features modern upgrades and flows easily into the main living areas. A 2-car garage with possible ADU conversion, wide driveway, and abundant parking provide flexibility for guests, multiple vehicles, or recreational toys. Additional highlights include leased solar panels, a newer roof, and a patio awning for shaded outdoor enjoyment. No HOA. Centrally located near parks, schools, dining, hospitals, MiraCosta College, and Marine Corps Base Camp Pendleton—this home delivers convenience, flexibility, and value in a sought-after coastal area.

Mortgage Calculator

Est. Monthly Payment

$5,072

Principal & Interest$4,040
Property Tax$799
Insurance$233
%($159,800)
%

Investment Score

7D
Est. Monthly Rent

Market Rent Estimate

$3,342
Monthly Cashflow

Rent − PITI − HOA

$-1,730
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,165

Mortgage (P+I)
$4,040
Cap Rate
1.31%
Cash-on-Cash
-12.99%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.83
Break-even Rent
$5,072

NOI (Annual)
$10,506
Price-to-Rent

Lower = better for investors

19.9

* Defaults: 20% down, 6.5% rate, 30yr.

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