4095 Bonita Road #222
Atop 10%Bonita, CA 91902
An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.
Pass at asking: -$1,608/mo full cashflow at 20% down, 7.43% rate.
Works at $165,684 (56% under asking), or at 82% down.
Rent $2,360/mo from 14 leases of studio–2 bed condos & townhomes within 2 mi ($2,162–$2,550).
Beds
1
Baths
1
Sqft
748
Year Built
1970
Days on Market
71
Property Type
Condo
HOA/mo
$545
MLS ID
260021313SD
This property is in Bonita (91902). Browse neighborhood analytics →
About This Property
Move-in ready and beautifully renovated, this top-floor condo in the gated La Bonita Condominiums offers light-filled, private living in a lush, park-like setting. Recent upgrades include new flooring, fresh interior paint, and a fully remodeled kitchen and bathroom — true turnkey quality throughout. The open living and dining area complete with custom built-ins, and oversized windows framing green, tree-lined views, flowing seamlessly into a reimagined kitchen with white shaker cabinets, quartz countertops, stainless steel appliances, a farmhouse sink. The spacious bedroom offers ample closet space, and the modern bathroom features a new vanity and updated tub/shower combo. Perched on the top floor for added privacy, this bright layout sits just steps from walking trails and the golf course. La Bonita residents enjoy a sparkling community pool and spa and beautifully maintained grounds, all just minutes from shopping, dining, parks, and easy freeway access in the heart of Bonita. With every major update already done, this home is ready for its next owner to move right in and enjoy.
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Est. Monthly Payment
$3,113
Location
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Zoned Schools
Elementary
Allen (Ella B.) Elementary · grades K-6 · Chula Vista Elementary
Middle
Bonita Vista Middle · grades 7-8 · Sweetwater Union High
High
Bonita Vista Senior High · grades 9-12 · Sweetwater Union High
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
1 comp foundThis Property
$2,360
Comp Average
$2,870
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
14 leases of studio–2 bed condos & townhomes within 2 mi · $2,162–$2,550
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$1,608/mo short at 20% down; 82% down or +$2,088/mo rent closes it.
- Break-even price
- $165,684
- Break-even rent
- $4,448/mo
- Cashflow at 35% down
- −$1,217/mo
- Down payment to break even
- 82%
- Rate to break even
- Not reachable
56% under asking
$2,088/mo above the estimate
$307,500 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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