4081 Thomas Street
DOceanside, CA 92056
Soft Appraisal Value: $819,800 · 0.6% below estimate
Beds
3
Baths
2
Sqft
1,108
Year Built
1968
Days on Market
2
Property Type
Single Family
HOA/mo
N/A
MLS ID
PTP2602337
Description
Single-level home situated on a large, private lot on a quiet street in Oceanside! This 3 bed, 2 bath home with a 2-car garage sits set back from the street, giving privacy and features an open layout with good natural light throughout. Fully fenced, low maintenance backyard is perfect for both relaxing and entertaining. Large entertainers kitchen features stainless steel appliances, granite counters and large peninsula for hosting. Updates include newer central A/C, interior and exterior paint, a front vinyl gate, newer concrete patios, turf and landscaping, updated LVP flooring through the main areas a finished garage, French doors to the backyard, a built-in BBQ, and a newly poured driveway. Located approximately 15 minutes to the beach and close to freeway access and shopping makes this one of the best spots in Oceanside. Clean, updated, and ready for someone to move right in!
Mortgage Calculator
Est. Monthly Payment
$5,174
Comparable Properties
5 comps foundThis Property
$3,229
Comp Average
$3,132
3446 Los Mochis Way
2bd / 1.5ba · 1,280 sqft · Condo
$505K
Est. $3,345/mo
4538 Sunrise Ridge
2bd / 2ba · 834 sqft · Single Family
$520K
Est. $2,936/mo
3472 Thunder Drive
3bd / 2ba · 1,101 sqft · Condo
$495K
Est. $3,174/mo
4137 Tiberon Drive
3bd / 2ba · 1,110 sqft · Condo
$495K
Est. $3,118/mo
3522 Thunder Drive
3bd / 2ba · 1,101 sqft · Condo
$525K
Est. $3,087/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
Rent − PITI − HOA
Incl. vacancy, PM, maint, capex
⚠️ Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Defaults: 20% down, 6.5% rate, 30yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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