3990 Centre Street
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3990 Centre Street #307

C

San Diego, CA 92103

$799,900

Soft Appraisal Value: $794,000 · 0.7% above estimate

Beds

2

Baths

2

Sqft

1,168

Year Built

2005

Days on Market

46

Property Type

Condo

HOA/mo

$579

MLS ID

260011580SD

This property is in San Diego (92103). View neighborhood stats →

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About This Property

This beautifully maintained third floor condo (NO UNIT ABOVE) in the heart of Hillcrest. Featuring in-unit laundry, private balcony, high ceilings, skylights, two side by side covered parking spaces and an open, light filled layout, the home feels spacious and inviting throughout. A rare find in Hillcrest, the property includes (2 SIDE BY SIDE PARKING SPACES) for added convenience. The recently upgraded primary shower adds a fresh, modern touch to the home. Step onto the private balcony to enjoy sunset views, perfect for relaxing at the end of the day. Additional highlights include 2 solar tubes, smart feature upgrades, a community rooftop deck with a grill and sitting area ideal for entertaining or unwinding, and an unbeatable location just moments from popular restaurants, coffee shops, nightlife, and everything Hillcrest has to offer. A perfect blend of comfort, style, and prime urban living.

Mortgage Calculator

Est. Monthly Payment

$5,657

Principal & Interest$4,045
Property Tax$800
Insurance$233
HOA$579
%($159,980)
%

Location

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Investment Score

23D
Est. Monthly Rent
$3,636
Monthly Cashflow

Rent − PITIA

$-2,021
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,523

Mortgage (P+I)
$4,045
Cap Rate
0.78%
Cash-on-Cash
-26.43%
DSCR

Need ≥ 1.25 for DSCR loan

0.64
Break-even Rent
$8,212

NOI (Annual)
$6,255
Price-to-Rent

Lower = better for investors

18.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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