3946 Utah Street

3946 Utah Street

D

San Diego, CA 92104

$445,000
NEW — 1d on market

Beds

1

Baths

1

Sqft

548

Year Built

1985

Days on Market

1

Property Type

Condo

HOA/mo

$287

MLS ID

PTP2601823

Description

Adorable 2nd floor North Park gem. Fresh and bright with high Vaulted Ceilings, Washer/Dryer in unit, 2 parking spaces (tandem), move-in ready. Central Air Conditioning, updated appliances, fabulous North Park location steps from the best restaurants, bars, and entertainment options on University Ave. Warm fireplace in Living room, low HOA fee, what's not to love. A must see.

Mortgage Calculator

Est. Monthly Payment

$3,112

Principal & Interest$2,250
Property Tax$445
Insurance$130
HOA$287
%($89,000)
%

Investment Score

6D
Est. Monthly Rent
$2,061
Monthly Cashflow

Rent − PITI − HOA

$-1,051
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,896

Mortgage (P+I)
$2,250
Cap Rate
0.95%
Cash-on-Cash
-14.17%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.66
Break-even Rent
$3,112

NOI (Annual)
$4,250
Price-to-Rent

Lower = better for investors

18.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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