3825 Centre Street San Diego

3825 Centre Street San Diego

D

, CA 92103

$699,000

Beds

2

Baths

2

Sqft

999

Year Built

1975

Days on Market

23

Property Type

Condo

HOA/mo

$444

MLS ID

260003090SD

Description

Ideally located in the heart of Hillcrest, just steps from shopping, markets, and restaurants! This bright second-floor, south-facing corner unit features a remodeled kitchen and updated bathrooms, in unit washer/dryer and an open floor plan that flows onto a private balcony filled with natural light. The primary bedroom offers direct access to the balcony for seamless indoor-outdoor living. The building offers a gated entry and secure parking garage and has first come first serve EV car charging stations! *Some photos have been staged and enhanced using AI

Mortgage Calculator

Est. Monthly Payment

$4,881

Principal & Interest$3,535
Property Tax$699
Insurance$204
HOA$444
%($139,800)
%

Investment Score

6D
Est. Monthly Rent

Market Rent Estimate

$3,303
Monthly Cashflow

Rent − PITI − HOA

$-1,579
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,921

Mortgage (P+I)
$3,535
Cap Rate
1.05%
Cash-on-Cash
-13.55%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.93
Break-even Rent
$4,882

NOI (Annual)
$7,366
Price-to-Rent

Lower = better for investors

17.6

* Defaults: 20% down, 6.5% rate, 30yr.

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